David Ramirez
$400,000$405,0003 bd2 ba2,002 sqft$200 /sqft$2,733 /mo all-in ↓

820 PECAN AVENUE, SANFORD, FL, 32771

Active119 days on marketListed Apr 10, 2026MLS #O6397634

Reduced $5KSingle Family ResidenceSEMINOLE PARK

About this home

820 PECAN AVENUE

This luxurious corner lot home is full of charm, space, and character. Built in 2024, it’s a well-maintained 3-bedroom, 2-bath property with a bonus office room. Situated on an oversized lot, it features an extended roof overhang perfect for entertaining family and guests. The owner has added a 3-car carport for extra toys like a boat or RV. A rear fence provides privacy and peace of mind. The home boasts all the bells and whistles, including a two-car garage with updated stained floors. The captivating kitchen showcases stainless steel appliances, 42-inch white shaker cabinets, and impeccable granite countertops. The spotless interior includes a huge master bedroom with new white and gold trim tile work. Conveniently located near Downtown Sanford, Auto Train, Sun Rail, Sanford Airport, and the Riverwalk along the St. Johns River. This is a must see schedule your showing today, you will not be dis- appointed.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,002

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$200

Per sqft

City & Park/Greenbelt viewNegotiable

Inside

FlooringLuxury Vinyl · Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Water Filtration System · Water Purifier · Water Softener
InteriorAttic Fan · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryCommon Area · Electric Dryer Hookup · In Garage · Inside · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stone · Stucco
FoundationBlock · Slab
ViewCity · Park/Greenbelt
FacesWest
ParkingAssigned · Common · Covered · Garage Door Opener · Garage Faces Rear
ExteriorOutdoor Grill · Private Entrance · Private Yard · Storage

Community & fees

Taxes (2024)$492/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Private · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,733 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2024 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$2,733/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $491,636 · range $413K$587K$611K

vs edgeAI estimate

−18.6%

$/sqft vs Sanford actives

$200 vs $218

Days on market

119 vs 32 typical

Where $200/sqft sits among the 399 Sanford actives

66
94 · this home
98
65
44
32
$154–181$181–208$208–235$235–262$262–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Goldsboro

Map of 820 PECAN AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando30 min
Orlando Int’l Airport (MCO)40 min
Universal Orlando43 min
Walt Disney World55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

Goldsboro — neighborhood snapshot

Population

2,705

Median age

39

Median income

$27,382

Median home value

$199,146

Avg household

3

Households w/ children

381

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
MiddleSanford Middle School★★★★
HighSeminole High School★★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
ElementaryWilson Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$354K$380K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

213 of 399

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 $5K
Apr 10, 2026Listed at $405,000 · 119 days on market since
2024Built · SEMINOLE PARK

Reality check

What actually sold near 820 PECAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2219 18TH AVENUE WSold · Jul ’26

$442,000

2219 18TH AVENUE W · same community

3 bd · 2 ba · 2,009 sqft · $220/sqft · 4 DOM

810 PECAN AVENUESold · Jun ’26

$285,000

810 PECAN AVENUE · same community

3 bd · 2 ba · 1,498 sqft · $190/sqft · 31 DOM

1201 W 6TH STREETSold · Nov ’25

$160,000

1201 W 6TH STREET · same community

3 bd · 2 ba · 1,432 sqft · $112/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 820 PECAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 820 PECAN AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

820 PECAN AVENUE FAQs

What would the monthly payment be for 820 PECAN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,733/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 820 PECAN AVENUE?+

The most recent tax bill on record (2024) was $492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 820 PECAN AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $400,000, this home is listed about 5% above the Sanford median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 820 PECAN AVENUE?+

Goldsboro Elementary Magnet (elementary), Sanford Middle School (middle), Seminole High School (high), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Wilson Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$400,000 runs 13% above the SANFORD 32771 median.

02City & Park/Greenbelt views

The city and park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

119 days on market against a Sanford median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Goldsboro Elementary Magnet, Sanford Middle School, Seminole High School, Idyllwilde Elementary School, Bentley Elementary School, Wilson Elementary School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $405,000, now $400,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of SYCHAR REALTY · Tony Littles. MLS #O6397634.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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