915 W MAIN STREET, LAKE HAMILTON, FL, 33851
Active126 days on marketListed Apr 8, 2026MLS #O6396715
About this home
915 W MAIN STREET
***Gorgeous Fully Renovated Peaceful Lakefront Home! No HOA or CDD fees *** Step into timeless elegance with this beautifully renovated 3-bedroom, 2-bath home situated on a .33-acre lakefront lot with 60 feet of sparkling water frontage. This home features modern luxury, offering an open-concept layout filled with natural light and serene bass-fed lake views. The chef-inspired kitchen features granite countertops, a spacious eat-in island, a cozy built-in coffee bar, and stainless steel appliances, all designed for both style and function. Gather around the wood-burning fireplace in the living area, or step out through the sliding glass doors in the private master suite to a covered back deck—perfect for peaceful sunrises and morning coffee or unwind in the evenings with glowing sunset reflections over the lake. The spa-like master bath offers dual sinks and a lighted, fog-free mirror, while the two additional bedrooms and updated guest bath ensure comfort for family or guests. Enjoy the outdoors year-round on your covered deck, or take advantage of your lake for fishing, kayaking, or peaceful waterfront relaxation. Enjoy your very own Avocado tree and Banana trees or plant some more fruit trees of your own! Perfectly located near Haines City to enjoy East or West Coast beaches, Legoland (20 min), Walt Disney World (44 min), Busch Gardens (1 hr 10 min), and the NEW Port 27 waterfront is just one light away. Don’t miss this rare blend of modern upgrades, and lakefront living—Whether as a private sanctuary or a lucrative investment property, this extraordinary residence is truly one of a kind. Schedule your private showing today! Check out the virtual tour links.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,352
Sqft
0.33 ac
Lot size
1932
Year built
Multi/Split
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,382 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,382/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs Lake Hamilton actives
$226 vs $171
Days on market
126 vs 32 typical
Where $226/sqft sits among the 52 Lake Hamilton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hamilton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Hamilton. See the full Lake Hamilton guide →
LAKE HAMILTON 33851 — neighborhood snapshot
Population
1,109
Median age
42
Median income
$77,557
Median home value
$175,400
Avg household
3.59
Households w/ children
128
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Hamilton market
$319K → $315K
Lake Hamilton median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
20 of 52
Lake Hamilton actives have cut their price
Median sold price, Lake Hamilton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LAKE HAMILTON 33851 median. See the full Lake Hamilton market guide →
Paper trail
This home's history
Reality check
What actually sold near 915 W MAIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$217,700
67 S 7TH STREET
3 bd · 2 ba · 1,316 sqft · $165/sqft · 132 DOM
Sold · Apr ’26$255,050
67 S 7TH STREET
3 bd · 2 ba · 1,316 sqft · $194/sqft · 5 DOM
Sold · Jul ’26$250,000
6020 LAKE RUTH DRIVE E
3 bd · 2 ba · 1,303 sqft · $192/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 915 W MAIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 915 W MAIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
915 W MAIN STREET FAQs
What would the monthly payment be for 915 W MAIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 915 W MAIN STREET?+
The most recent tax bill on record (2025) was $3,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 915 W MAIN STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Hamilton?+
At $305,900, this home is listed about 7% below the Lake Hamilton median of $327,770. The market section on this page shows how the area is trending.
Which schools are assigned to 915 W MAIN STREET?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE HAMILTON 33851 market on paper
$305,900 is 5% below the LAKE HAMILTON 33851 median of $320,356.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
126 days on market against a Lake Hamilton median of 32 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Donna Driggers. MLS #O6396715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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