9727 BEAR LAKE ROAD, APOPKA, FL, 32703
Active106 days on marketListed Apr 9, 2026MLS #O6396638
About this home
9727 BEAR LAKE ROAD
THIS PROPERTY OFFERS THE BEST VALUE IN THE AREA - HANDS DOWN! Directly across from Bear Lake, this 4-bedroom, 2.5-bath home offers lake views, zero HOA, and over 2,000 square feet of flexible living space on an oversized lot. From morning coffee on the front porch to sunset views at the end of the day, the setting brings more than just convenience. Inside, two separate living areas offer flexibility for entertaining, a home office, or everyday living, while the true primary suite adds privacy and comfort. The fully fenced backyard offers room for pets, play, or future outdoor enjoyment. Conveniently located near SR-429, Maitland Blvd, shopping, dining, and more. Major improvements include septic and drain field (2023), HVAC (2023), and roof (2019).
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,314
Sqft
0.24 ac
Lot size
1959
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Apopka actives
$166 vs $217
Days on market
106 vs 28 typical
Where $166/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
182 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 9727 BEAR LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$163,900
7506 MOTT AVENUE · same community
3 bd · 2 ba · 1,642 sqft · $100/sqft · 152 DOM
Sold · Jun ’26$238,000
7700 EDEN PARK ROAD · same community
4 bd · 3 ba · 1,620 sqft · $147/sqft · 42 DOM
Sold · Jul ’26$1,150,000
5300 CUB LAKE DRIVE · same community
5 bd · 4 ba · 3,238 sqft · $355/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9727 BEAR LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9727 BEAR LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9727 BEAR LAKE ROAD FAQs
What would the monthly payment be for 9727 BEAR LAKE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,955/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9727 BEAR LAKE ROAD?+
The most recent tax bill on record (2024) was $4,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apopka?+
At $384,900, this home is listed about 14% below the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 9727 BEAR LAKE ROAD?+
Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$384,900 runs 10% above the APOPKA 32703 median — but at 2,314 sqft it's also 15% larger than the typical Apopka listing.
02Time on market is leverage
106 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $388,000, now $384,900 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ted Moseley. MLS #O6396638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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