David Ramirez
$535,000$545,0004 bd2.5 ba1,980 sqft$270 /sqft$4,056 /mo all-in ↓

14202 NELL DRIVE, ORLANDO, FL, 32832

Active119 days on marketListed Apr 6, 2026MLS #O6396606

Reduced $10KSingle Family ResidenceISLE OF PINES FIFTH ADD

About this home

14202 NELL DRIVE

Discover the perfect combination of comfort, privacy, and versatility in this inviting two-story home located in the highly sought-after Lake Nona/Isle of Pines community. With no required HOA, you'll enjoy the flexibility and freedom to make this property your own. Inside, engineered hardwood flooring flows throughout the main living areas, while large windows fill the home with natural light, creating a warm and welcoming atmosphere. The thoughtfully designed floor plan features three generously sized bedrooms upstairs, served by a full bath with dual sinks and a separate half bath with its own sink for added convenience. The primary suite is privately situated on the first floor and includes a full bath with dual sinks. The extra-long two-car garage provides abundant storage and workspace, along with an exterior access door leading directly to the detached flex room. A covered side carport adds everyday convenience, while the dedicated laundry area features a utility sink and built-in storage. Step outside to enjoy a private backyard retreat, ideal for relaxing, gardening, entertaining, or simply taking in the peaceful surroundings. An easement buffer enhances privacy and contributes to the property's spacious feel. Located at the rear of the property, the detached air-conditioned flex room offers exceptional versatility and can be utilized as a home office, creative studio, fitness room, workshop, or additional hobby space. Residents can enjoy access to the neighborhood's private park with entry to Lake Mary Jane, Lake Hart, and the connected chain of lakes. While HOA membership is not required, owners have the option to join the Property Owner Association for $235 annually. Membership provides access to the lake, dock with boat ramp, community pavilion, playground, and community events. An additional $25 annual fee provides access to the kayak and canoe storage rack. Recent updates include: • Roof replaced in 2019 • Air conditioning system replaced in 2022 • Well pump replaced in 2022 • Water heater replaced in 2026 • Septic tank pumped in April 2025 • Generator hookup installed Conveniently located near Lake Nona Medical City, the VA Medical Center, SR 417 (Central Florida Greeneway), SR 528 (Beachline Expressway), the Florida Turnpike, Orlando International Airport, Florida's east coast beaches, Orlando and Kissimmee attractions, and a variety of shopping, dining, and entertainment destinations. This property features generous space, privacy, and versatile use options for a unique opportunity in the Lake Nona area.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,980

Sqft

0.33 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$270

Per sqft

Pets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral · Wall Units / Window Unit

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingCovered · Driveway · Garage Door Opener
ExteriorGarden · Irrigation System · Private Mailbox · Private Yard · Rain Gutters · Storage

Community & fees

Taxes (2025)$6,119/yr
PetsYes
CommunityDock · Fishing · Lake · Private Boat Ramp · Water Access · Waterfront · Golf Carts OK · Park · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,056 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$510
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$4,056/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$510
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$270 vs $252

Days on market

119 vs 34 typical

Where $270/sqft sits among the 400 Orlando actives

93
130
93 · this home
48
9
27
$151–206$206–261$261–316$316–371$371–426$426+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Isle Of Pines

Map of 14202 NELL DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)30 min
Downtown Orlando35 min
Walt Disney World44 min
Universal Orlando45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Isle Of Pines — neighborhood snapshot

Population

561

Median age

47

Median income

$113,870

Median home value

$412,400

Avg household

3

Households w/ children

42%

For the school run

Orange County School District

ElementaryMoss Park Elementary★★★★
MiddleInnovation Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$400K$409K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $535,000 $10K
Apr 6, 2026Listed at $545,000 · 119 days on market since
1990Built · ISLE OF PINES FIFTH ADD

Reality check

What actually sold near 14202 NELL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14050 MARINE COURTSold · May ’26

$1,050,000

14050 MARINE COURT · same community

3 bd · 3 ba · 2,261 sqft · $464/sqft · 149 DOM

14226 NELL DRIVESold · Aug ’25

$384,000

14226 NELL DRIVE · same community

3 bd · 2 ba · 1,128 sqft · $340/sqft · 147 DOM

14205 CONIFER DRIVESold · Nov ’25

$625,000

14205 CONIFER DRIVE · same community

4 bd · 3.5 ba · 2,930 sqft · $213/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14202 NELL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14202 NELL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14202 NELL DRIVE FAQs

What would the monthly payment be for 14202 NELL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14202 NELL DRIVE?+

The most recent tax bill on record (2025) was $6,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14202 NELL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $535,000, this home is listed about 37% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14202 NELL DRIVE?+

Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$535,000 runs 26% above the ORLANDO 32832 median — but at 1,980 sqft it's also 25% larger than the typical Orlando listing.

02Time on market is leverage

119 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $545,000, now $535,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of ROYALTY R E BOUTIQUE INC · Domenique Lombardo. MLS #O6396606.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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