1232 JACOBS STREET, PORT CHARLOTTE, FL, 33953
Active129 days on marketListed Apr 1, 2026MLS #O6395462
About this home
1232 JACOBS STREET
Build your dream home on this exceptional 0.54-acre oversized corner lot located in the growing area of Port Charlotte. Positioned on a corner, this property offers added privacy, flexible design options, and enhanced curb appeal, making it an excellent choice for both homeowners and investors. The lot features electricity nearby and paved (asphalt) road access, making development more convenient. Conveniently located just a short drive from shopping, dining, and everyday essentials, including Port Charlotte Town Center. Enjoy easy access to outdoor recreation such as Myakka River, known for fishing, kayaking, and nature exploration. You’re also within reach of the beautiful Gulf Coast beaches like Englewood Beach, perfect for weekend getaways, sunsets, and relaxation. Whether you’re looking to build now or invest for the future, this oversized lot offers incredible potential in a fast-developing area.
Facts & features
The home at a glance
0.54 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$388 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$388/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1232 JACOBS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$256,000
14409 CHAMBERLAIN BOULEVARD · same community
4 bd · 2 ba · 1,617 sqft · $158/sqft · 232 DOM
Sold · Apr ’26$298,000
1647 LACE TERRACE · same community
3 bd · 2 ba · 1,630 sqft · $183/sqft · 104 DOM
Sold · Jun ’26$340,000
14059 GAILWOOD AVENUE · same community
3 bd · 2 ba · 1,780 sqft · $191/sqft · 516 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1232 JACOBS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1232 JACOBS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1232 JACOBS STREET FAQs
What would the monthly payment be for 1232 JACOBS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $388/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1232 JACOBS STREET?+
The most recent tax bill on record (2025) was $684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $27,000, this home is listed about 92% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 1232 JACOBS STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$27,000 runs 23% above the PORT CHARLOTTE 33953 median.
02Time on market is leverage
129 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $38,500, now $27,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Daniel MacHado Aguiar. MLS #O6395462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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