David Ramirez
Pending
$219,900$254,0002 bd2 ba1,250 sqft$176 /sqft$2,316 /mo all-in ↓

6436 92ND PLACE N UNIT 1005, PINELLAS PARK, FL, 33782

Pending128 days on marketListed Apr 1, 2026MLS #O6395433

Priced 27% below the PINELLAS PARK 33782 medianReduced $34KCondominiumLAKE FOREST CONDO

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About this home

6436 92ND PLACE N UNIT 1005

Motivated Seller! Whether you're a first-time buyer, seasonal resident, or looking to downsize, this home combines value, comfort, payments and location in today’s market. MOVE-IN READY Gem in Pinellas Park! Welcome to Lake Forest Condos—where comfort, convenience, and community come together. This spacious 2-bedroom, 2-bath condo is nearly 1,250 sq ft of living space and includes the rare PRIVATE single-car garage. This beautifully updated unit is completely vacant and ready for immediate occupancy. Major upgrades provide peace of mind for years to come: New Roof (2023) New A/C (2022) Updated Electrical & Plumbing New Water Heater Updated Kitchen with New Appliances Impact Glass Sliders & Skylights The monthly HOA fee of $705 covers most expenses, making ownership simple and predictable (excluding electric). Lake Forest is known for its relaxed lifestyle and unique amenities: Geothermal heated community pool Community events including movie nights Convenient location near parks, horse farms, shopping, and major employment centers Additional value comes from exterior improvements already underway, as the condo association is replacing the rear balcony with composite decking (front balcony already completed) and installing new siding in coastal-inspired tones such as light blue or Key West green, (front door painted for the new siding) enhancing both curb appeal and long-term maintenance. Residents of Lake Forest enjoy extra guest parking and a community pool, making it easy to host and enjoy the Florida lifestyle. Conveniently located with quick access to I-275 and US-19, and close to shopping, schools, and medical facilities. Travel is a breeze with Clearwater–St. Petersburg International Airport approximately 15 minutes away and Tampa International Airport about 30 minutes away. Condo fee covers Cable TV, Community Pool, Escrow Reserves Fund, Insurance (for the exterior), Internet, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water This home is the perfect blend of modern updates, low-maintenance living, and a highly desirable Pinellas County location.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,250

Sqft

1985

Year built

One

Levels

$176

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher
InteriorLiving Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionCement Siding
FoundationCrawlspace
FacesNorth
ExteriorBalcony

Community & fees

HOA fee$705/mo
Taxes (2025)$708/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,316 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$59
Condo fee — from the listing$705
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,697
Interest rate6.00%
Loan term

Estimated payment

$2,316/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$59
HOA / condo fee$705
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$170KedgeAI estimate $193,931 · range $177K$228K$237K

vs edgeAI estimate

+13.4%

$/sqft vs LAKE FOREST CONDO

$176 vs $193

Days on market

128 vs 40 typical

Where $176/sqft sits among the 9 homes for sale in LAKE FOREST CONDO

1
0 · this home
1
3
2
2
$145–157$157–169$169–182$182–194$194–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinellas Park

Map of 6436 92ND PLACE N UNIT 1005

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Pinellas Park. See the full Pinellas Park guide →

PINELLAS PARK 33782 — neighborhood snapshot

Population

22,607

Median age

48

Median income

$65,487

Median home value

$253,700

Avg household

2.37

Households w/ children

1,900

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddlePinellas Park Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pinellas Park market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$287K$320K

Pinellas Park median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

3 of 9

LAKE FOREST CONDO have cut their price

Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,900 $34K
Apr 1, 2026Listed at $254,000 · 128 days on market since
1985Built · LAKE FOREST CONDO

Reality check

What actually sold near 6436 92ND PLACE N UNIT 1005

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6236 93RD TERRACE N UNIT 3502Sold · Dec ’25

$220,000

6236 93RD TERRACE N UNIT 3502 · same community

2 bd · 2 ba · 1,245 sqft · $177/sqft · 133 DOM

6262 93RD TERRACE N UNIT 3905Sold · Oct ’25

$200,000

6262 93RD TERRACE N UNIT 3905 · same community

2 bd · 2 ba · 1,245 sqft · $161/sqft · 39 DOM

6388 93RD TERRACE N UNIT 4603Sold · Jan ’26

$140,000

6388 93RD TERRACE N UNIT 4603 · same community

2 bd · 2 ba · 1,245 sqft · $112/sqft · 163 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6436 92ND PLACE N UNIT 1005 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6436 92ND PLACE N UNIT 1005 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6436 92ND PLACE N UNIT 1005 FAQs

What would the monthly payment be for 6436 92ND PLACE N UNIT 1005?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,316/mo — principal and interest, the actual property-tax bill, the $705/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6436 92ND PLACE N UNIT 1005?+

The association fee works out to $705 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6436 92ND PLACE N UNIT 1005?+

The most recent tax bill on record (2025) was $708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6436 92ND PLACE N UNIT 1005?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Pinellas Park?+

At $219,900, this home is listed about 28% below the Pinellas Park median of $304,500. The market section on this page shows how the area is trending.

Which schools are assigned to 6436 92ND PLACE N UNIT 1005?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PINELLAS PARK 33782 market on paper

$219,900 is 27% below the PINELLAS PARK 33782 median of $299,450, and at $176/sqft it sits under the Pinellas Park average of $229.

02Know the monthly fee

The association fee is $705/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

128 days on market against a Pinellas Park median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $254,000, now $219,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6395433.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6436 92ND PLACE N UNIT 1005, PINELLAS PARK, FL — 2 Bed, 2 Bath — $219,900 | CENTURY 21 Edge