David Ramirez
$959,9004 bd2.5 ba2,481 sqft$387 /sqft$6,230 /mo all-in ↓

3501 HILL STREAM AVENUE, APOPKA, FL, 32712

Active123 days on marketListed Apr 1, 2026MLS #O6395233

Private poolSingle Family ResidenceSPRING HOLLOW PH 01

About this home

3501 HILL STREAM AVENUE

OVER $28,000 IN SELLER CREDITS AVAILABLE! Seller is offering over $28,000 in seller credits, subject to lender approval, that may be applied toward closing costs, prepaid expenses, and/or a 2-1 interest rate buydown. Available benefits include an estimated 2-1 interest rate buydown (approximately $20,124), survey reimbursement at closing (up to $1,600+), one year of lawn maintenance (estimated value $4,800), one-year home warranty (approximately $2,400), appraisal reimbursement at closing (up to $1,000), home inspection reimbursement at closing (up to $600), and a transferable lifetime termite bond. At the current asking price with a 1/5 down paymet, estimated principal and interest payments are approximately $3,834 / monthly before taxes, insurance, and HOA ($350 annually), with even lower payments during the first two years through the 2-1 buydown program. Private estate on nearly 2.5 fully fenced acres in the desirable Spring Hollow community, recently refreshed with newly painted interior walls (2026) Not every home offers land, privacy, and possibilities, this one does. Set on nearly 2.5 fully fenced acres at the end of a quiet cul-de-sac, this private Spring Hollow estate sits on one of the largest homesites in the community, offering space, flexibility, and privacy rarely found in smaller lots. Designed for both everyday living and entertaining, the main residence features 4 bedrooms, 2.5 bathrooms, soaring ceilings, abundant natural light, and an open layout anchored by a striking stone fireplace. The kitchen showcases cherry wood cabinetry, granite countertops, stainless steel appliances, a wine station, and a functional layout ideal for gatherings and daily living. With nearly 2.5 acres zoned for horses, this property offers room for chickens, dogs, pets, fruit trees, a home garden, outdoor toys, equipment, hobbies, and whatever the next chapter brings. One of the property’s most valuable features is the detached 2-bedroom, 1-bath guest house, offering flexibility for guests, extended living, Airbnb use, or private workspace. Additional highlights include a 3-car attached garage, separate 20x40 RV/workshop garage with dedicated 30-amp and 50-amp RV electrical connections, extended driveway, two wells, 11-zone irrigation, new sprinkler system (2026), lifetime termite bond, gazebo, fire pit, rear gates with independent entrances, and multiple outdoor living areas. Thoughtfully improved over the years, this home reflects meaningful investment in major systems and long-term value while allowing the next owner to personalize finishing touches. Major updates include roof (2018), PEX plumbing (2015), HVAC condenser (2022), primary suite redesign (2021), exterior painting (2025), pool pump (2021), salt and filtration systems (2024), and pool renovation (2025). A full history of renovations and improvements is attached for review. Near Kelly Park, Rock Springs Run, Wekiwa Springs, and SR-429, this Spring Hollow location delivers the balance of space, privacy, and convenience buyers rarely find together. Some homes check boxes. This one changes expectations. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,481

Sqft

2.47 ac

Lot size

6

Garage

1988

Year built

One

Levels

$387

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringBrick/Stone · Ceramic Tile · Laminate
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorAttic Fan · Built-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Pest Guard System · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame (FSC Certified)
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Open · Oversized · Parking Pad · RV Garage · Workshop in Garage
ExteriorFire Pit · French Doors · Irrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · RV Hookup · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$29/mo
Taxes (2025)$6,023/yr
PetsYes
CommunityDeed Restrictions · Horses Allowed · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,230 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,180
PMI (est., until 20% equity)$360
Property tax — 2025 actual bill$502
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,990
Interest rate6.00%
Loan term

Estimated payment

$6,230/mo

Principal & interest$5,180
PMI (est., until 20% equity)$360
Property taxes (actual bill)$502
HOA / condo fee$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $960K
$468KedgeAI estimate $504,101 · range $488K$513K$998K

vs edgeAI estimate

+90.4%

$/sqft vs Apopka actives

$387 vs $218

Days on market

123 vs 28 typical

Where $387/sqft sits among the 400 Apopka actives

88
180
92
21
4
15 · this home
$156–194$194–233$233–271$271–310$310–348$348+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hollow

Map of 3501 HILL STREAM AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando33 min
Universal Orlando40 min
Walt Disney World45 min
Orlando Int’l Airport (MCO)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

Spring Hollow — neighborhood snapshot

Population

436

Median age

43

Median income

$170,159

Median home value

$552,100

Avg household

4

Households w/ children

70%

For the school run

Orange County School District

ElementaryKelly Park School★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

179 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Apr 1, 2026Listed at $959,900 · 123 days on market since
1988Built · SPRING HOLLOW PH 01

Reality check

What actually sold near 3501 HILL STREAM AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

211 SPRING HOLLOW BOULEVARDSold · May ’26

$627,000

211 SPRING HOLLOW BOULEVARD · same community

4 bd · 2.5 ba · 2,392 sqft · $262/sqft · 6 DOM

572 LANARKSHIRE PLACESold · Aug ’25

$499,000

572 LANARKSHIRE PLACE

4 bd · 3 ba · 2,481 sqft · $201/sqft · 84 DOM

492 LANARKSHIRE PLACESold · Dec ’25

$524,900

492 LANARKSHIRE PLACE

4 bd · 3 ba · 2,465 sqft · $213/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3501 HILL STREAM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3501 HILL STREAM AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3501 HILL STREAM AVENUE FAQs

What would the monthly payment be for 3501 HILL STREAM AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,230/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3501 HILL STREAM AVENUE?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3501 HILL STREAM AVENUE?+

The most recent tax bill on record (2025) was $6,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3501 HILL STREAM AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $959,900, this home is listed about 114% above the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 3501 HILL STREAM AVENUE?+

Kelly Park School (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$959,900 runs 103% above the APOPKA 32712 median — but at 2,481 sqft it's also 24% larger than the typical Apopka listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

123 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Kelly Park School, Apopka High — Kelly Park School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SYNERGY HOME REALTY, LLC · Realtor Flor Rodriguez. MLS #O6395233.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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