646 KENWICK CIRCLE UNIT 103, CASSELBERRY, FL, 32707
Pending112 days on marketListed Apr 3, 2026MLS #O6394379
About this home
646 KENWICK CIRCLE UNIT 103
Owner Motivated Priced to sell: Step into this beautifully renovated first-floor, two-bedroom condo, ready for immediate move-in! Designed with style and comfort in mind, the home features trendy pallet board accent walls and fresh, modern paint throughout. Association installed NEW ROOF late 2025, NEW A/C System 11/25. NEW SCREEN Room installed 2025. The updated kitchen shines with solid wood cabinetry, granite countertops, and a sleek glass tile backsplash, all complemented by a full suite of stainless steel appliances. A convenient inside utility room includes a washer and dryer for added ease.This allergy-friendly home boasts durable 20” x 20” porcelain tile throughout most living areas, with attractive wood-look porcelain tile in both bathrooms. The split floor plan offers privacy, while both bathrooms have been tastefully upgraded with new fixtures, tiled tub surrounds with glass inlay accents, and modern vanities topped with granite. Additional upgrades include stylish lighting, ceiling fans with integrated lights, six-panel interior doors with brushed nickel hardware, and even a new solid wood front door. Energy-efficient “Low-E Energy Shield Max” double-pane windows in both bedrooms help reduce heat and humidity. Located in the heart of Casselberry, this community offers fantastic amenities just a short walk away, including two swimming pools, tennis courts, a fitness center, and a clubhouse perfect for entertaining. Enjoy nearby jogging trails, ample parking, and convenient access to shopping, dining, major highways, and top-rated Seminole County schools. Move-in ready, beautifully updated, and affordably priced—this is a must-see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,126
Sqft
0.02 ac
Lot size
1986
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,889 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
$/sqft vs Casselberry actives
$155 vs $228
Days on market
112 vs 20 typical
Where $155/sqft sits among the 94 Casselberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casselberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Casselberry. See the full Casselberry guide →
CASSELBERRY 32707 — neighborhood snapshot
Population
40,018
Median age
38
Median income
$66,780
Median home value
$305,000
Avg household
2.37
Households w/ children
4,866
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Casselberry market
$320K → $350K
Casselberry median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
45 of 94
Casselberry actives have cut their price
Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the CASSELBERRY 32707 median. See the full Casselberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 646 KENWICK CIRCLE UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$130,000
646 KENWICK CIRCLE UNIT 205 · same community
2 bd · 2 ba · 1,126 sqft · $115/sqft · 60 DOM
Sold · Aug ’25$150,000
662 KENWICK CIRCLE UNIT 102 · same community
2 bd · 2 ba · 1,126 sqft · $133/sqft · 62 DOM
Sold · Jun ’26$130,000
610 KENWICK CIRCLE UNIT 205 · same community
2 bd · 2 ba · 1,126 sqft · $115/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 646 KENWICK CIRCLE UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 KENWICK CIRCLE UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
646 KENWICK CIRCLE UNIT 103 FAQs
What would the monthly payment be for 646 KENWICK CIRCLE UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,889/mo — principal and interest, the actual property-tax bill, the $419/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 646 KENWICK CIRCLE UNIT 103?+
The association fee works out to $419 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 646 KENWICK CIRCLE UNIT 103?+
The most recent tax bill on record (2024) was $2,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 646 KENWICK CIRCLE UNIT 103?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Casselberry?+
At $175,000, this home is listed about 45% below the Casselberry median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 646 KENWICK CIRCLE UNIT 103?+
Casselberry Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CASSELBERRY 32707 market on paper
$175,000 is 40% below the CASSELBERRY 32707 median of $292,500, and at $155/sqft it sits under the Casselberry average of $224.
02Time on market is leverage
112 days on market against a Casselberry median of 20 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Casselberry Elementary School, South Seminole Middle School, Winter Springs High School — Casselberry Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $195,000, now $175,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARVIEW INTERNATIONAL REALTY LLC · Richard Collins. MLS #O6394379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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