543 CLUBHILL DRIVE, HAINES CITY, FL, 33844
Active143 days on marketListed Mar 27, 2026MLS #O6394129
About this home
543 CLUBHILL DRIVE
WATERFRONT COMMUNITY!! Welcome to this beautifully updated home in the highly desirable 55+ community of Lake Henry Estates, where location truly is everything! Nestled just steps from the clubhouse and all of the wonderful amenities, this home offers a perfect atmosphere for relaxation and outdoor enjoyment. This 2-bedroom, 2-bath home includes a spacious den which is can easily be used as a 3rd bedroom. It’s ideal for those who appreciate extra room for hobbies, guests, or simply to spread out and enjoy life. The primary bedroom is a peaceful retreat, featuring an en-suite bathroom with both a tub and shower for your convenience. With thoughtful updates and stylish features throughout, this home is ready for you to move in and start living the Florida lifestyle. You’ll immediately appreciate the new roof (installed 8/24) and the brand-new AC system (2024), ensuring comfort and peace of mind for years to come. The home boasts vaulted ceilings, an open floor plan, and laminate and tile flooring throughout, offering both durability and a modern aesthetic. The kitchen is a chef’s delight, featuring sleek LG appliances and beautiful granite countertops. Convenient storage drawers add extra functionality, while the inside utility room makes everyday chores a breeze. As you step into the Florida room, enjoy the cool lake breeze as it flows through the new windows which brings improved energy efficiency and let in plenty of natural light. Play cards, do puzzles, while creating a serene setting to unwind and enjoy in this flexible area. The home also features two electrical fireplaces, adding warmth and charm to the living areas. For those who appreciate both style and practicality, the air-conditioned garage offers additional living comfort, in storing temperature sensitive items while the insulated garage door. Plus, there's an additional parking space outside, easily suited for your golf cart, providing convenient access to the clubhouse and all of the community's amenities. The amazing lakeside, gated community offers a 9-hole golf course, swimming, boating, tennis, 2 pickle ball courts, horseshoes, shuffleboard, card tournaments, library, pool room, craft room, exercise room, pub with bar, karaoke and more. Multiple grocery stores including Publix, Winn-Dixie and Walmart are located within 2 miles along with plenty of shopping and restaurants nearby. If you're looking for a worry free, Florida retreat, then look no further. Definitely a Hidden Jewel of Polk County. With the unbeatable combination of comfort, space, and location, this home offers everything you need to enjoy the best of Lake Henry Estates. Mostly furnished and ready for move-in, this is the perfect place to call home and start living the good life!-schedule a tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,864
Sqft
0.13 ac
Lot size
2
Garage
1990
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 02
$137 vs $164
Days on market
143 vs 43 typical
Where $137/sqft sits among the 7 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
0 of 7
SWEETWATER GOLF & TENNIS CLUB ADD 02 have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 543 CLUBHILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
520 SWEETWATER WAY · same community
2 bd · 2 ba · 1,813 sqft · $132/sqft · 5 DOM
Sold · Aug ’26$274,900
494 SWEETWATER WAY · same community
3 bd · 2 ba · 1,727 sqft · $159/sqft · 53 DOM
Sold · Sep ’25$265,500
465 SWEETWATER WAY · same community
2 bd · 2 ba · 1,722 sqft · $154/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 543 CLUBHILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 543 CLUBHILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
543 CLUBHILL DRIVE FAQs
What would the monthly payment be for 543 CLUBHILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,324/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 543 CLUBHILL DRIVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 543 CLUBHILL DRIVE?+
The most recent tax bill on record (2025) was $2,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 543 CLUBHILL DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 543 CLUBHILL DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $255,000, this home is listed about 19% below the Haines City median of $313,990. The market section on this page shows how the area is trending.
Which schools are assigned to 543 CLUBHILL DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$255,000 is 14% below the HAINES CITY 33844 median of $295,690, and at $137/sqft it sits under the Haines City average of $187.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
143 days on market against a Haines City median of 43 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LIONHEART BROKERS · Claudia Centesimo. MLS #O6394129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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