David Ramirez
$1,225,000$1,337,0005 bd6 ba4,019 sqft$305 /sqft$9,019 /mo all-in ↓

706 CANOPY ESTATES DRIVE, WINTER GARDEN, FL, 34787

Active116 days on marketListed Apr 9, 2026MLS #O6394059

Reduced $112KSingle Family ResidenceCANOPY OAKS PH 1

About this home

706 CANOPY ESTATES DRIVE

Within the gated community of Canopy Oaks in Winter Garden, Parade of Homes award-winning Delray model by renowned builder A.R. Bailey Homes combines timeless architecture with curated upgrades rarely found in today’s market. Within an intimate enclave of only 49 homesites, this meticulously maintained home offers over 4,000 square feet of flexible multigenerational living, entertaining spaces and seamless indoor-outdoor Florida living. Ideally just minutes from Historic Downtown Winter Garden, Winter Garden Village, Orlando Health, the Roper YMCA, shopping, dining, recreation and major roadways including Florida’s Turnpike, SR 429, SR 408 and Interstate 4. A paver driveway, concrete tile roof, stone-accented exterior, wood-look garage doors, three-car garage and grand solid wood double-entry doors create a striking first impression. Inside, 10-foot ceilings in the great room, architectural details, abundant natural light, elegant finishes, and wood-look porcelain tile flooring throughout the first floor create a sophisticated yet welcoming atmosphere. The chef’s kitchen serves as the heart of the home, designed for everyday living and entertaining. Highlights include a natural gas cooktop with exterior vent, built-in wall oven, upgraded appliances, pot filler, oversized center island, 42-inch cabinetry with crown molding, under-cabinet lighting, designer tile backsplash and an expansive walk-in pantry overlooking the coffered-ceiling great room. A gated wine cellar adds a distinctive feature rarely found at this price point. The luxurious first-floor primary suite was designed as a spa-inspired retreat, featuring a beautifully appointed primary bath with premium finishes, dual vanities, an oversized walk-in shower, freestanding soaking tub and a spacious walk-in closet. A separate first-floor en-suite bedroom provides flexibility for guests, extended family, multigenerational living or a private home office. Upstairs, a second primary suite is complemented by two additional en-suite bedrooms, a spacious loft, guest powder bath and covered balcony, providing privacy and versatility for family and guests. Designed to embrace Florida’s indoor-outdoor lifestyle, dramatic corner-opening glass doors and expansive stacking sliders open to the covered lanai with a motorized retractable screen, creating effortless entertaining year-round. The backyard, accented by a stucco privacy wall, offers ample space for a custom pool, outdoor kitchen and additional outdoor living areas. The three-car garage provides generous space for vehicles, golf carts, storage and recreational equipment. Additional highlights include dual tankless water heaters, dual HVAC systems with zoned climate control, motorized roller shades, decorative iron stair railings, mudroom, reading nook and generous storage throughout. Residents of Canopy Oaks enjoy scenic recreational trails, a community playground and an exceptional Winter Garden location near shopping, dining, healthcare, recreation and everyday conveniences. Offering five en-suite bedrooms, seven baths, dual primary suites, a spa-inspired first-floor primary suite, wood-look porcelain tile throughout the first floor, a three-car garage, natural gas, award-winning design and an exceptional location within Canopy Oaks, this beautifully maintained residence presents an outstanding opportunity to experience refined Winter Garden living. Also available for lease (MLS #O6416527).

Facts & features

The home at a glance

5

Bedrooms

6

Bathrooms

4,019

Sqft

0.19 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$305

Per sqft

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCoffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Thermostat · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStone · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorBalcony · Irrigation System

Community & fees

HOA fee$298/mo
Taxes (2025)$17,895/yr
PetsBreed Restrictions
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · Park · Playground · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,019 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property tax — 2025 actual bill$1,491
HOA fee — from the listing$298
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,500
Interest rate6.00%
Loan term

Estimated payment

$9,019/mo

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property taxes (actual bill)$1,491
HOA / condo fee$298
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$305 vs $260

Days on market

116 vs 31 typical

Where $305/sqft sits among the 400 Winter Garden actives

63
112
120
46 · this home
28
31
$171–213$213–256$256–298$298–341$341–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 706 CANOPY ESTATES DRIVE

Drive times from this address

Downtown Orlando20 min
Universal Orlando23 min
Walt Disney World24 min
Orlando Int’l Airport (MCO)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

163 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 131% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,225,000 $112K
Apr 9, 2026Listed at $1,337,000 · 116 days on market since
2018Built · CANOPY OAKS PH 1

Reality check

What actually sold near 706 CANOPY ESTATES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12904 CANOPY WOODS WAYSold · Dec ’25

$1,330,000

12904 CANOPY WOODS WAY · same community

4 bd · 4.5 ba · 3,665 sqft · $363/sqft · 21 DOM

606 CANOPY ESTATES DRIVESold · Feb ’26

$1,350,000

606 CANOPY ESTATES DRIVE · same community

4 bd · 4.5 ba · 3,665 sqft · $368/sqft · 8 DOM

659 CANOPY ESTATES DRIVESold · Nov ’25

$1,325,000

659 CANOPY ESTATES DRIVE · same community

5 bd · 6 ba · 4,409 sqft · $301/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 706 CANOPY ESTATES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 706 CANOPY ESTATES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

706 CANOPY ESTATES DRIVE FAQs

What would the monthly payment be for 706 CANOPY ESTATES DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,019/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 706 CANOPY ESTATES DRIVE?+

The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 706 CANOPY ESTATES DRIVE?+

The most recent tax bill on record (2025) was $17,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 706 CANOPY ESTATES DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $1,225,000, this home is listed about 108% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 706 CANOPY ESTATES DRIVE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,225,000 runs 131% above the WINTER GARDEN 34787 median — but at 4,019 sqft it's also nearly twice the size of the typical Winter Garden listing.

02Time on market is leverage

116 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,337,000, now $1,225,000 — a $112K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Lisa Rutkowski. MLS #O6394059.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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