David Ramirez
$2,574,0005 bd5.5 ba4,997 sqft$515 /sqft$15,517 /mo all-in ↓

1657 ENCLAVE COVE, LAKE MARY, FL, 32746

Active115 days on marketListed Apr 17, 2026MLS #O6393897

New constructionPrivate poolSingle Family ResidenceMARKHAM WOODS ENCLAVE

About this home

1657 ENCLAVE COVE

— TO BE BUILT — Welcome to an extraordinary opportunity within the exclusive, gated community of Enclave — where vision meets craftsmanship and every detail is yours to define. This is your chance to own a stunning custom residence, set on a premier homesite within one of the area's most sought-after addresses. Designed in a grand Mediterranean-inspired style, this 4,997 SF masterpiece will feature an elegant two-story facade, soaring arched entryways, a lavish pool, and lush professional landscaping. The possibilities to personalize are truly endless — optional upgrades and additions could include a summer kitchen and covered lanai, sport court, pickleball or paddle court, mini putting green, bonus room, private home theater, study/office/den, wine cellar, casita/guest suite, elevator, rooftop terrace, smart home automation, whole-home generator, and fully custom build-out packages. Pricing reflects the current base configuration at 4,997 SF. Any modifications to square footage, layout, or upgrade selections may affect the final purchase price. Whether you're envisioning a private retreat, an entertainer's paradise, or a legacy estate, this lot and build package delivers the canvas. Opportunities like this in Lake Mary are rare. Call today to know more about how to begin designing the home you've always imagined.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,997

Sqft

1.17 ac

Lot size

4

Garage

2026

Year built

Two

Levels

$515

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringMarble · Porcelain Tile · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Touchless Faucet · Trash Compactor · Washer · Water Filtration System · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorBalcony · Basketball Court · Hurricane Shutters · Irrigation System · Outdoor Grill · Outdoor Kitchen

Community & fees

HOA fee$167/mo
Taxes (2024)$4,032/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,517 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,889
PMI (est., until 20% equity)$965
Property tax — 2024 actual bill$336
HOA fee — from the listing$167
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $257,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $257,400
Interest rate6.00%
Loan term

Estimated payment

$15,517/mo

Principal & interest$13,889
PMI (est., until 20% equity)$965
Property taxes (actual bill)$336
HOA / condo fee$167
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.6M
$1.7MedgeAI estimate $1,863,511 · range $1.8M$1.9M$2.7M

vs edgeAI estimate

+38.1%

$/sqft vs Lake Mary actives

$515 vs $235

Days on market

115 vs 43 typical

Where $515/sqft sits among the 163 Lake Mary actives

59
63
27
11
1
2 · this home
$150–211$211–272$272–333$333–393$393–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Mary

Map of 1657 ENCLAVE COVE

Drive times from this address

Downtown Orlando26 min
Universal Orlando39 min
Orlando Int’l Airport (MCO)46 min
Walt Disney World51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

LAKE MARY 32746 — neighborhood snapshot

Population

45,970

Median age

43.8

Median income

$111,534

Median home value

$420,200

Avg household

2.41

Households w/ children

5,472

For the school run

Seminole County School District

ElementaryHeathrow Elementary School★★★★★
MiddleMarkham Woods Middle School★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

97 of 163

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 556% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $2,574,000 · 115 days on market since
2026Built · MARKHAM WOODS ENCLAVE

Reality check

What actually sold near 1657 ENCLAVE COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3444 FOXMEADOW COURTSold · Feb ’26

$1,460,000

3444 FOXMEADOW COURT

4 bd · 3.5 ba · 5,062 sqft · $288/sqft · 37 DOM

1738 BRIDGEWATER DRIVESold · Mar ’26

$1,700,000

1738 BRIDGEWATER DRIVE

5 bd · 6 ba · 5,151 sqft · $330/sqft · 45 DOM

1525 WHITSTABLE COURTSold · Dec ’25

$1,000,000

1525 WHITSTABLE COURT

5 bd · 4.5 ba · 5,577 sqft · $179/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1657 ENCLAVE COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1657 ENCLAVE COVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1657 ENCLAVE COVE FAQs

What would the monthly payment be for 1657 ENCLAVE COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,517/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1657 ENCLAVE COVE?+

The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1657 ENCLAVE COVE?+

The most recent tax bill on record (2024) was $4,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1657 ENCLAVE COVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $2,574,000, this home is listed about 493% above the Lake Mary median of $434,250. The market section on this page shows how the area is trending.

Which schools are assigned to 1657 ENCLAVE COVE?+

Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,574,000 runs 556% above the LAKE MARY 32746 median — but at 4,997 sqft it's also nearly 3 times the size of the typical Lake Mary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

115 days on market against a Lake Mary median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Heathrow Elementary School, Markham Woods Middle School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of ALPHA EQUITY REALTY & MANAGEMENT INC · Abbas Sultanali. MLS #O6393897.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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