10220 BAY LAKE ROAD, GROVELAND, FL, 34736
Active142 days on marketListed Mar 25, 2026MLS #O6393810
About this home
10220 BAY LAKE ROAD
Beautiful and meticulously designed, this fully furnished country guest house in the heart of Groveland is everything you need to experience country living at its finest. The home sits on 30 acres which offers many recreational activities for you to enjoy such as a putting green, a target range, a mushroom garden, a fruit orchard, and a common pavilion where you can enjoy an outdoor bbq or relax and watch the beautiful sunset with a refreshing drink. Relax on the outdoor lounge chairs next to the fire pit on cooler evenings and enjoy the surrounding nature as you may spot some cranes or deer walking around. Inside the home, you will find beautiful high end furnishings and four poster beds designed for ultimate comfort. This home also includes a solar powered heated lap pool which is always ready to use with the perfect temperature. You will also find furnishings on the pool lanai which includes an area for dining and lounge chairs perfect for taking in the tranquil forest streching through the entire property. Rent includes electricity, water, lawn, and internet. Maid service every two weeks is also included with the rent. Salt treatment tanks for house water. Perfect for an adult couple or a single professional. No pets allowed. Short Term lease available.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,200
Sqft
29.45 ac
Lot size
1
Garage
2021
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Groveland actives
$3 vs $201
Days on market
142 vs 40 typical
Where $3/sqft sits among the 242 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $397K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
120 of 242
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 10220 BAY LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$363,000
2926 SHARON ROAD · same community
2 bd · 2 ba · 896 sqft · $405/sqft · 30 DOM
Sold · Jun ’26$230,000
2484 GATOR LANE
3 bd · 2 ba · 1,680 sqft · $137/sqft · 1 DOM
Sold · Sep ’25$600,000
2530 SHADY LANE
3 bd · 2.5 ba · 1,771 sqft · $339/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10220 BAY LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10220 BAY LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10220 BAY LAKE ROAD FAQs
What would the monthly payment be for 10220 BAY LAKE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10220 BAY LAKE ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $3,500, this home is listed about 99% below the Groveland median of $390,990. The market section on this page shows how the area is trending.
Which schools are assigned to 10220 BAY LAKE ROAD?+
South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GROVELAND 34736 market on paper
$3,500 is 99% below the GROVELAND 34736 median of $370,000, and at $3/sqft it sits under the Groveland average of $224.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
142 days on market against a Groveland median of 40 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Monica Perlas. MLS #O6393810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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