285 CALADIUM AVENUE, LAKE ALFRED, FL, 33850
Active138 days on marketListed Mar 25, 2026MLS #O6393600
About this home
285 CALADIUM AVENUE
Positioned on a premium corner homesite within the desirable Water Ridge community, this .28-acre lot offers an exceptional opportunity to build with both space and scenic appeal. With approximately 85 feet of frontage and dimensions of 85’ x 118’, the layout provides added flexibility for design, curb appeal, and side-entry garage potential. Enjoy tranquil lake views that elevate the setting and create the perfect backdrop for your future home. Located within a gated, amenity-rich community, Water Ridge delivers a true lifestyle experience with access to a clubhouse, fitness center, onsite HOA management, men’s and women’s saunas, multiple sports courts for basketball, tennis, and pickleball, two leisure pools, a dedicated lap pool, three private boat docks, and convenient boat trailer storage. With five gated entrances and a well-maintained environment, this is an ideal opportunity to secure a standout homesite in a growing and highly desirable Central Florida location.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$860 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$860/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $349K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 285 CALADIUM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$540,000
214 SPRING AZURE DRIVE · same community
4 bd · 2.5 ba · 1,934 sqft · $279/sqft · 97 DOM
Sold · Mar ’26$500,000
400 ADAMS VIEW LANE · same community
3 bd · 2 ba · 2,046 sqft · $244/sqft · 67 DOM
Sold · Sep ’25$450,000
537 POND CYPRESS COURT · same community
3 bd · 2 ba · 2,267 sqft · $199/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 285 CALADIUM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 285 CALADIUM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
285 CALADIUM AVENUE FAQs
What would the monthly payment be for 285 CALADIUM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $860/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 285 CALADIUM AVENUE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 285 CALADIUM AVENUE?+
The most recent tax bill on record (2025) was $1,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 285 CALADIUM AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $64,000, this home is listed about 82% below the Lake Alfred median of $359,990. The market section on this page shows how the area is trending.
Which schools are assigned to 285 CALADIUM AVENUE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE ALFRED 33850 market on paper
$64,000 is 80% below the LAKE ALFRED 33850 median of $325,000.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
138 days on market against a Lake Alfred median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $69,000, now $64,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY LOGIC RE · Mark D'Italia. MLS #O6393600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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