3602 N CITRUS CIRCLE UNIT 1529, ZELLWOOD, FL, 32798
Active130 days on marketListed Apr 7, 2026MLS #O6393577
About this home
3602 N CITRUS CIRCLE UNIT 1529
ALL REASONABLE OFFERS CONSIDERED 2-Bedroom 2 Bath home in Zellwood Station has large outside storage area, laundry and golf cart garage. This house has been replumbed, insulated windows, and Membrane roof installed in 2022. Large living room has beautiful windows that allow tons of natural light. There is a Florida room off the main living room that can be used as an office or extra living space. Some TLC will make this house something special! Zellwood Station is a Resident Owned 55+ Golfing Community located between Apopka and Mt Dora. We have a 72 Par golf course, 4 pools, pickleball and tennis courts; water exercise and line dancing classes and our own Whistle Stop Restaurant and Lounge with banquet facilities. There is always something to do here. Close to the 429 for easy access to airports and attractions, we are close to shopping, restaurants, medical facilities and churches. Come and see what we have to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,392
Sqft
0.14 ac
Lot size
1977
Year built
One
Levels
$93
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Zellwood actives
$93 vs $128
Days on market
130 vs 84 typical
Where $93/sqft sits among the 40 Zellwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Citrus Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,900/mo median
Live Zellwood rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Zellwood Station
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Citrus Ridge is a short-term-rental community. See the full guide →
Zellwood Station — neighborhood snapshot
Population
1,476
Median age
68
Median income
$46,225
Median home value
$149,505
Avg household
2
Households w/ children
16%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zellwood market
$280K → $152K
Zellwood median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
21 of 40
Zellwood actives have cut their price
Median sold price, Zellwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ZELLWOOD 32798 median. See the full Zellwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 3602 N CITRUS CIRCLE UNIT 1529
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$112,500
3500 BLOSSOM CIRCLE UNIT 1497 · same community
2 bd · 2 ba · 1,656 sqft · $68/sqft · 1 DOM
Sold · Mar ’26$78,000
3516 BLOSSOM CIRCLE UNIT GE · same community
3 bd · 2 ba · 1,759 sqft · $44/sqft · 11 DOM
Sold · May ’26$134,000
3327 S CITRUS CIRCLE
2 bd · 2 ba · 1,377 sqft · $97/sqft · 283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3602 N CITRUS CIRCLE UNIT 1529 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3602 N CITRUS CIRCLE UNIT 1529 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3602 N CITRUS CIRCLE UNIT 1529 FAQs
What would the monthly payment be for 3602 N CITRUS CIRCLE UNIT 1529?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,266/mo — principal and interest, the actual property-tax bill, the $260/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3602 N CITRUS CIRCLE UNIT 1529?+
The association fee works out to $260 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3602 N CITRUS CIRCLE UNIT 1529?+
The most recent tax bill on record (2025) was $286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3602 N CITRUS CIRCLE UNIT 1529 be rented short-term?+
Yes — this home sits inside Citrus Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3602 N CITRUS CIRCLE UNIT 1529?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zellwood?+
At $129,900, this home is listed about 24% below the Zellwood median of $170,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3602 N CITRUS CIRCLE UNIT 1529?+
Wolf Lake Middle (middle), Zellwood Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZELLWOOD 32798 market on paper
$129,900 is 10% below the ZELLWOOD 32798 median of $145,000, and at $93/sqft it sits under the Zellwood average of $155.
02Zoned for nightly rentals
Citrus Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
04The price has already moved
Listed at $139,900, now $129,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY · Marilyn Polson. MLS #O6393577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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