
1194 N PENINSULA AVENUE, NEW SMYRNA BEACH, FL, 32169
Active135 days on marketListed Apr 5, 2026MLS #O6393010
About this home
1194 N PENINSULA AVENUE
***EXCEPTIONAL OPPORTUNITY FOLLOWING A SIGNIFICANT PRICE ADJUSTMENT*** Direct Intracoastal luxury waterfront home in New Smyrna Beach, Florida, with deep water access, two blocks from the beach, and partial ocean views. This is coastal living at the highest level. Designed with a modern-inspired style, this new construction home offers a rare opportunity for both intercostal and beach living. 5-bedrooms, 5 full baths, 2 half baths, and over 5,500 square feet of modern design. Featuring clean architectural lines, soaring ceilings, and walls of glass capturing panoramic water views throughout. Situated on 51 feet of deep-water Intracoastal frontage, the property includes a seawall, private dock with water, electric, fish-cleaning station, and a boat slip accommodating a 40-foot yacht, ideal for dock-and-go boating, with future boat lift potential. The outdoor living space offers both relaxation and entertaining, with a fully automated Jandy saltwater infinity-edge pool and spa, tanning shelf, water features, fire elements, and a premium lighting package enhancing the waterfront setting day and night. The expansive waterfront patio and covered lanai create a resort-style environment, complemented by a fully equipped summer kitchen featuring a built-in gas grill, sink, ice maker, storage, and a 42-inch gas range. Inside, the open-concept main level offers seamless indoor-outdoor flow with three access points to the pool deck, connecting interior living spaces to the waterfront. The chef’s kitchen is outfitted with a premium Thermador appliance suite, including a 6-burner gas range with double ovens, refrigerator, wine fridge, freezer, and dishwasher, along with a Sharp microwave, farm sink, waterfall-edge quartz island, and sleek soft-close cabinetry with motorized upper cabinets. The first floor includes a private suite with a full bath and a walk-in closet, a hidden half bath, and laundry room. Additional features include wide-plank oak flooring, oversized baseboards, and a custom staircase with built-in lighting. A private elevator with automatic doors connects all three levels. Upstairs, on the second level you find the primary suite offering a private balcony overlooking the Intracoastal, a spa-style bath with walk-in shower, Hilo sauna, and steam room, along with a custom-built closet with LED lighting. Direct balcony access from both the bedroom and bath enhances the indoor-outdoor connection. The second level also includes a second laundry room and three additional bedrooms with ensuite or adjacent baths, including two with a shared balcony. The third floor features a spacious observatory-style loft designed for entertaining, complete with a wet bar, sink, wine fridge, and half bath. This level opens to both a waterfront balcony and a rear-facing balcony with ocean views, creating a unique elevated entertaining space with panoramic vistas and strong indoor-outdoor flow. Additional highlights include Crestron lighting automation, a two-car garage with high ceilings and epoxy flooring with potential for lifts, and an expansive driveway accommodating multiple vehicles. Positioned between the Intracoastal Waterway and the Atlantic Ocean, the property offers a rare boat-to-beach lifestyle just minutes from Flagler Avenue, top restaurants, marinas, and a 2-minute walk to the beach. New construction Intracoastal homes with deep water, private dockage, modern architecture, and ocean views are rare. This is a standout opportunity!
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
5,500
Sqft
0.25 ac
Lot size
2
Garage
2024
Year built
Three Or More
Levels
$1,091
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$39,639 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$39,639/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$1,091 vs $362
Days on market
135 vs 72 typical
Where $1,091/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1011% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1194 N PENINSULA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,500,000
306 QUAY ASSISI
4 bd · 5 ba · 4,581 sqft · $546/sqft · 0 DOM
Sold · Feb ’26$4,650,000
1610 N INDIAN RIVER ROAD
5 bd · 4.5 ba · 4,564 sqft · $1,019/sqft · 9 DOM
Sold · Dec ’25$5,700,000
472 DESOTO DRIVE
4 bd · 5 ba · 4,464 sqft · $1,277/sqft · 244 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1194 N PENINSULA AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1194 N PENINSULA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1194 N PENINSULA AVENUE FAQs
What would the monthly payment be for 1194 N PENINSULA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $39,639/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1194 N PENINSULA AVENUE?+
The most recent tax bill on record (2025) was $58,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1194 N PENINSULA AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $5,999,000, this home is listed about 1037% above the New Smyrna Beach median of $527,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1194 N PENINSULA AVENUE?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$5,999,000 runs 1011% above the NEW SMYRNA BEACH 32169 median — but at 5,500 sqft it's also nearly 3 times the size of the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $7,495,000, now $5,999,000 — a $1.5M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN REAL ESTATE LLC · Tiffany Pantozzi. MLS #O6393010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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