W 5TH STREET, CHULUOTA, FL, 32766
Active138 days on marketListed Mar 24, 2026MLS #O6392939
About this home
W 5TH STREET
**PRICE REDUCED**Nestled in the heart of serene Chuluota, these two distinct parcels, Lot 7 (.2583 Acres) and Lot 8 (.4132 Acres), offer a combined total of .6715 acres of prime real estate! Whether you're a discerning investor or a visionary homebuilder, these lots provide a canvas for your dream! ZONED FOR GRADE A SCHOOLS! Dead-end road surrounded by trees creates a private and secluded oasis, near Horseshoe Lake. Chuluota is known for its lush landscapes and tranquility and offers a peaceful retreat while providing easy access to essential amenities and shopping options. With nearby expressways, connectivity to neighboring areas is seamless. Don't miss this rare opportunity to leave an indelible mark on the Chuluota landscape - schedule a viewing today and turn your vision into reality!
Facts & features
The home at a glance
0.67 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$732 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$732/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $735K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% below the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near W 5TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$300,000
301 AVENUE E · same community
2 bd · 1 ba · 980 sqft · $306/sqft · 7 DOM
Sold · Sep ’25$270,000
131 E 3RD COURT · same community
3 bd · 1 ba · 1,028 sqft · $263/sqft · 35 DOM
Sold · Oct ’25$281,000
260 W 3RD STREET · same community
2 bd · 2 ba · 1,044 sqft · $269/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about W 5TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for W 5TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
W 5TH STREET FAQs
What would the monthly payment be for W 5TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $732/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on W 5TH STREET?+
The most recent tax bill on record (2025) was $556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chuluota?+
At $83,000, this home is listed about 92% below the Chuluota median of $985,000. The market section on this page shows how the area is trending.
Which schools are assigned to W 5TH STREET?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CHULUOTA 32766 market on paper
$83,000 is 88% below the CHULUOTA 32766 median of $665,000.
02Time on market is leverage
138 days on market against a Chuluota median of 56 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $89,000, now $83,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6392939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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