David Ramirez
$1,300,000≈$7,881 /mo all-in ↓

12354 SW CO ROAD 769, LAKE SUZY, FL, 34269

Active150 days on marketListed Mar 21, 2026MLS #O6392636

About this home

12354 SW CO ROAD 769

Prime, zoned commercial general (CG), opportunity for commercial users, investors, and developers in the growing Lake Suzy / DeSoto County corridor. Located at 12354 SW Co Road 769, Lake Suzy, FL 34269, this property offers strong potential for future development, investment hold, or owner-user consideration. Strategically positioned with convenient access to I-75, US-17, Punta Gorda, Port Charlotte, and surrounding Southwest Florida markets, the site benefits from excellent regional connectivity and continued growth in the area. Ideal for buyers seeking a well-located asset in an emerging corridor with upside potential. Buyer to verify zoning, land use, utilities, access, and intended use.

Facts & features

The home at a glance

4.82 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$2,630/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,881 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property tax — 2025 actual bill$219
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$7,881/mo

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property taxes (actual bill)$219
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Suzy

Map of 12354 SW CO ROAD 769

Get to know Lake Suzy. See the full Lake Suzy guide →

LAKE SUZY 34269 — neighborhood snapshot

Population

5,111

Median age

62.7

Median income

$54,792

Median home value

$188,800

Avg household

2.16

Households w/ children

347

For the school run

DeSoto County School District

ElementaryNocatee Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Suzy market

Seller’s marketSeller’s market — 2.5 months of inventoryBuyer’s market

$244K → $378K

Lake Suzy median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

Median sold price, Lake Suzy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 266% above the LAKE SUZY 34269 median. See the full Lake Suzy market guide →

Paper trail

This home's history

Mar 21, 2026Listed at $1,300,000 · 150 days on market since

Reality check

What actually sold near 12354 SW CO ROAD 769

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25160 RECIFE DRIVESold · May ’26

$250,000

25160 RECIFE DRIVE

3 bd · 2 ba · 1,406 sqft · $178/sqft · 25 DOM

26053 COPIAPO CIRCLESold · Jul ’26

$341,000

26053 COPIAPO CIRCLE

3 bd · 2 ba · 1,409 sqft · $242/sqft · 92 DOM

26173 CATA MARINA DRIVESold · Jun ’26

$359,900

26173 CATA MARINA DRIVE

3 bd · 2 ba · 1,424 sqft · $253/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12354 SW CO ROAD 769 — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12354 SW CO ROAD 769 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

12354 SW CO ROAD 769 FAQs

What would the monthly payment be for 12354 SW CO ROAD 769?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,881/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12354 SW CO ROAD 769?+

The most recent tax bill on record (2025) was $2,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Suzy?+

At $1,300,000, this home is listed about 356% above the Lake Suzy median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12354 SW CO ROAD 769?+

Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

SW CO RD 769

$1,200,000

SW CO RD 769, LAKE SUZY

Listing courtesy of ILOTUS REALTY, LLC · Trung Huynh. MLS #O6392636.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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