4806 PRAIRIE PRESERVE RUN, ST CLOUD, FL, 34772
Active133 days on marketListed Mar 22, 2026MLS #O6392592
About this home
4806 PRAIRIE PRESERVE RUN
This exceptional corner-unit townhome offers a rare and highly desirable private conservation view, enhanced by its premium positioning—making it truly one of a kind within the community. Filled with abundant natural light, the home features serene tree-lined views and a beautiful side green space, creating a bright, airy, and private living environment that is hard to find. Welcome to this nearly new end-unit residence in Havenfield at Cross Prairie, offering over 2,100 square feet of thoughtfully designed living space. This spacious home includes 4 bedrooms, 2.5 bathrooms, and a versatile upstairs loft—perfect for a home office, media room, or additional living area. The home welcomes you with a brick paver walkway and covered entry, while the rear features a two-car garage and extended driveway for added convenience. Inside, enjoy a modern kitchen with stainless steel Samsung appliances, quartz countertops, upgraded backsplash, espresso cabinetry, and additional pantry storage. The upstairs laundry room includes a Samsung washer and dryer. Additional upgrades include an epoxy-coated garage floor, energy-efficient windows with privacy blinds, and ceiling fans with lighting in all bedrooms. Tile flooring runs throughout the main living areas and bathrooms, with plush carpeting upstairs for added comfort. Enjoy enhanced privacy with no front neighbors and no adjacent neighbor on the left side. Residents of Havenfield at Cross Prairie enjoy resort-style amenities including a pool, cabana, and playground. Ideally located with easy access to the Florida Turnpike and major highways, and just minutes from shopping, dining, entertainment, NeoCity, Lake Nona Medical City, Downtown Kissimmee, and Downtown St. Cloud. Priced to sell—schedule your private showing today
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,160
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs St Cloud actives
$187 vs $219
Days on market
133 vs 33 typical
Where $187/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
213 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4806 PRAIRIE PRESERVE RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$510,000
4871 SHADY PINES DRIVE · same community
4 bd · 3 ba · 2,174 sqft · $235/sqft · 132 DOM
Sold · Mar ’26$465,000
4878 SHADY PINES DRIVE · same community
4 bd · 3 ba · 2,174 sqft · $214/sqft · 112 DOM
Sold · Apr ’26$508,990
4895 SHADY PINES DRIVE · same community
3 bd · 2.5 ba · 2,345 sqft · $217/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4806 PRAIRIE PRESERVE RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4806 PRAIRIE PRESERVE RUN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4806 PRAIRIE PRESERVE RUN FAQs
What would the monthly payment be for 4806 PRAIRIE PRESERVE RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,193/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4806 PRAIRIE PRESERVE RUN?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4806 PRAIRIE PRESERVE RUN?+
The most recent tax bill on record (2024) was $1,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4806 PRAIRIE PRESERVE RUN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $403,000, this home is listed about 5% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4806 PRAIRIE PRESERVE RUN?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Maria Krusch Muller. MLS #O6392592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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