David Ramirez
$455,000$479,9504 bd2.5 ba2,739 sqft$166 /sqft$3,343 /mo all-in ↓

2890 CULLENS COURT, OCOEE, FL, 34761

Active129 days on marketListed Mar 20, 2026MLS #O6392294

Reduced $25KSingle Family ResidenceWATERSIDE

About this home

2890 CULLENS COURT

Don’t Miss This Opportunity! Beautifully Updated Home in a Rapidly Growing Area! Motivated seller that will credit $5,000 towards closing. Beautiful two-story home featuring 4 bedrooms and 2.5 bathrooms, with all bedrooms upstairs for added privacy. The remodeled kitchen (2025) includes granite countertops and all appliances, while both full bathrooms have been stylishly updated. This move-in ready home offers multiple living spaces including a dining room, cozy den, laundry room, and a versatile bonus room perfect for a home office, playroom, or flex space. Additional updates include a brand new water heater (March 2026), a roof that is only 5 years old, and a spacious 2-car garage. Enjoy the fenced backyard with a shed and plenty of room to entertain or create your own outdoor retreat. Located in the growing Ocoee area with convenient access to Orlando, SR-429, and Horizon West. Nearby future developments include the proposed Ocoee Village Center featuring new shopping, dining, grocery, and retail options, as well as the Dynasty Sports & Entertainment Complex expected to bring new entertainment, restaurants, hotels, and jobs to the area.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,739

Sqft

0.19 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$166

Per sqft

NegotiablePets allowed

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Private Mailbox · Sidewalk

Community & fees

HOA fee$24/mo
Taxes (2025)$3,353/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,343 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2025 actual bill$279
HOA fee — from the listing$24
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,343/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$279
HOA / condo fee$24
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$430KedgeAI estimate $486,378 · range $448K$539K$561K

vs edgeAI estimate

−6.5%

$/sqft vs Ocoee actives

$166 vs $218

Days on market

129 vs 32 typical

Where $166/sqft sits among the 141 Ocoee actives

31 · this home
55
25
16
4
10
$166–197$197–228$228–258$258–289$289–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Johio Waterside

Map of 2890 CULLENS COURT inside its neighborhood boundary

Drive times from this address

Downtown Orlando17 min
Universal Orlando21 min
Walt Disney World31 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocoee. See the full Ocoee guide →

Lake Johio Waterside — neighborhood snapshot

Population

504

Median age

43

Median income

$126,685

Median home value

$373,200

Avg household

3

Households w/ children

51%

For the school run

Orange County School District

ElementaryCitrus Elementary★★★★★
MiddleOcoee Middle★★★★★
HighOcoee High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$456K$437K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

80 of 141

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the OCOEE 34761 median. See the full Ocoee market guide →

Paper trail

This home's history

CurrentPrice reduced to $455,000 $25K
Mar 20, 2026Listed at $479,950 · 129 days on market since
1998Built · WATERSIDE

Reality check

What actually sold near 2890 CULLENS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2794 CULLENS COURTSold · Oct ’25

$409,000

2794 CULLENS COURT · same community

4 bd · 3 ba · 2,157 sqft · $190/sqft · 60 DOM

2753 CULLENS COURTSold · Mar ’26

$445,000

2753 CULLENS COURT · same community

3 bd · 2 ba · 1,702 sqft · $261/sqft · 15 DOM

3865 W STILLWOOD LANESold · Sep ’25

$999,500

3865 W STILLWOOD LANE · same community

5 bd · 5 ba · 3,827 sqft · $261/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2890 CULLENS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2890 CULLENS COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2890 CULLENS COURT FAQs

What would the monthly payment be for 2890 CULLENS COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,343/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2890 CULLENS COURT?+

The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2890 CULLENS COURT?+

The most recent tax bill on record (2025) was $3,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2890 CULLENS COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $455,000, this home is listed about 6% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2890 CULLENS COURT?+

Citrus Elementary (elementary), Ocoee Middle (middle), Ocoee High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$455,000 runs 26% above the OCOEE 34761 median — but at 2,739 sqft it's also 48% larger than the typical Ocoee listing.

02Time on market is leverage

129 days on market against a Ocoee median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $479,950, now $455,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of HUDSON ORLANDO, LLC · Kerlon Williams. MLS #O6392294.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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