412 OSPREY DRIVE, SEBASTIAN, FL, 32976
Active128 days on marketListed Mar 19, 2026MLS #O6392277
About this home
412 OSPREY DRIVE
Motivated Seller. Situated in a prime location within Barefoot Bay, this expanded single-wide home offers exceptional convenience and comfortable living. Enjoy an easy stroll to nearby essentials including shopping, the pools, library, and more . A spacious raised deck with eastern exposure provides the perfect spot to relax and enjoy the morning sun. Inside, the home features updated drywall interior walls and newer windows that enhance both comfort and efficiency. The floor plan includes3 bedrooms, although the 3rd bedroom has been thoughtfully converted into a functional laundry room. Two additional living spaces expand the home, including an enclosed Florida room and a generously sized primary bedroom. Both rooms have direct access to the side deck, creating seamless indoor-outdoor living.The electric meter and water heater have also been upgraded. Barefoot Bay has 3 pools, a golf course, golf cart-friendly community, fishing pier, community center, tennis, pickleball, clubhouse great live bands.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
672
Sqft
0.11 ac
Lot size
1971
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,040 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,040/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebastian actives
$149 vs $226
Days on market
128 vs 42 typical
Where $149/sqft sits among the 109 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian
Get to know Sebastian. See the full Sebastian guide →
SEBASTIAN 32976 — neighborhood snapshot
Population
9,237
Median age
67
Median income
$47,552
Median home value
$158,800
Avg household
1.8
Households w/ children
242
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
22 of 109
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the SEBASTIAN 32976 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 OSPREY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$105,000
527 EGRET CIRCLE
2 bd · 2 ba · 805 sqft · $130/sqft · 155 DOM
Sold · Jun ’26$184,000
Nearby listing
2 bd · 2 ba · 977 sqft · $188/sqft · 34 DOM
Sold · May ’26$180,000
Nearby listing
2 bd · 2 ba · 994 sqft · $181/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 412 OSPREY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 OSPREY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
412 OSPREY DRIVE FAQs
What would the monthly payment be for 412 OSPREY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,040/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 412 OSPREY DRIVE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 412 OSPREY DRIVE?+
The most recent tax bill on record (2025) was $1,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 412 OSPREY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $99,900, this home is listed about 70% below the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to 412 OSPREY DRIVE?+
Sunrise Elementary School (elementary), Bayside High School (high), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEBASTIAN 32976 market on paper
$99,900 is 53% below the SEBASTIAN 32976 median of $213,000, and at $149/sqft it sits under the Sebastian average of $215.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
128 days on market against a Sebastian median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $119,000, now $99,900 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CROWN REALTY PARTNERS LLC · Desmond Greene. MLS #O6392277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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