12811 BELLERIVE DRIVE, CLERMONT, FL, 34711
Active137 days on marketListed Mar 18, 2026MLS #O6391689
About this home
12811 BELLERIVE DRIVE
Welcome to this beautiful lake access home located in the Clermont area. Situated on a spacious 0.73 AC lot, this property offers privacy, space, and the best of Florida living. With canal access to Lake Olsen, you can enjoy boating, fishing, and peaceful waterfront views right from your backyard. The home's back porch and pool (heated) are perfectly positioned west to capture stunning sunset views over the lake. Inside, the thoughtfully designed layout features four (4) oversized bedrooms, each with its own private bathroom and walk-in closet, a rare and highly desirable feature that provides comfort and privacy for all! Hardwood floors are found throughout most of the home, giving you a warm and comfortable feeling from the time you enter. The large three car garage offers ample space for your household. Short-term rentals are allowed in the community, making this property an excellent opportunity for those looking for a vacation home with income potential while they aren't there. Ideally located near some of Central Florida’s most unique amenities, the property is just minutes from the renowned Swiss Waterski Resort and MC Skis Center, two premier waterski schools attracting enthusiasts from around the world. Golf lovers will also appreciate the nearby Swiss Fairways Golf Course, offering a convenient and scenic place to play. Conveniently located just 6 miles from Downtown Clermont and only 41 miles from Orlando International Airport (MCO), this property offers accessibility and tranquility.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,152
Sqft
0.73 ac
Lot size
3
Garage
1999
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,214 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,214/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$238 vs $223
Days on market
137 vs 33 typical
Where $238/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Swiss Fairways, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$62,517/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.
The Clermont short-term market
▼ Softening52%
Occupancy
▼ 26% yr/yr
$363
Avg nightly rate
▲ 58% yr/yr
$47K/yr
Revenue per listing
$196
RevPAR
51 days
Booking lead time
5.4 nights
Avg stay
3
Typical min nights
603
Active rentals
▲ 68% supply
Seasonality — monthly occupancy
Peaks at 64% in Mar · bottoms at 39% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Clermont — the projection above is specific to this home’s size.
Where it sits
Inside Swiss Fairways
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Swiss Fairways is a short-term-rental community. See the full guide →
Swiss Fairways — neighborhood snapshot
Population
61
Median age
44
Median income
$47,188
Median home value
$250,000
Avg household
2
Households w/ children
10%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
205 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12811 BELLERIVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$825,000
6030 MILLSTREAM DR
4 bd · 3 ba · 2,903 sqft · $284/sqft · 58 DOM
Sold · Apr ’26$1,500,000
7100 REDWING ROAD
4 bd · 2.5 ba · 2,746 sqft · $546/sqft · 11 DOM
Sold · Jan ’26$805,000
7737 SWISS FAIRWAYS AVE
5 bd · 4.5 ba · 3,781 sqft · $213/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12811 BELLERIVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12811 BELLERIVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12811 BELLERIVE DRIVE FAQs
What would the monthly payment be for 12811 BELLERIVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,214/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12811 BELLERIVE DRIVE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12811 BELLERIVE DRIVE?+
The most recent tax bill on record (2025) was $7,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 12811 BELLERIVE DRIVE be rented short-term?+
Yes — this home sits inside Swiss Fairways, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 12811 BELLERIVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $749,000, this home is listed about 61% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12811 BELLERIVE DRIVE?+
Groveland Elementary School (elementary), Gray Middle School (middle), South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$749,000 runs 64% above the CLERMONT 34711 median — but at 3,152 sqft it's also 52% larger than the typical Clermont listing.
02Zoned for nightly rentals
Swiss Fairways is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
137 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $799,000, now $749,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DAILLAND REAL ESTATE · Thibaut Dailland. MLS #O6391689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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