David Ramirez
$1,950,0008 bd5.5 ba4,806 sqft$406 /sqft$12,536 /mo all-in ↓

4155 ALBRITTON ROAD, ST CLOUD, FL, 34772

Active117 days on marketListed Mar 28, 2026MLS #O6391417

Single Family ResidenceS L & I C

About this home

4155 ALBRITTON ROAD

Welcome to a truly one-of-a-kind property offering the perfect blend of privacy, space, and opportunity. Situated on a stunning, flat, and beautifully shaped 4.9-acre lot, this unique estate features three separate living spaces designed for modern living and flexibility. The main residence, built in 2019, offers spacious interiors, modern finishes, and a warm yet elegant design. Attached to the main home is a private guest suite, ideal for visitors or extended stays. In addition, a fully independent mother-in-law residence built in 2021 provides comfort, privacy, and endless possibilities. Each living space is thoughtfully positioned to ensure tranquility and separation, making this property perfect for multi-generational living, hosting family and guests, or generating rental income. Live in one residence and rent the others, or create your own private family compound. Surrounded by nature and located on a quiet, desirable road, this property offers a rare combination of modern living and peaceful rural lifestyle. With expansive open land, beautiful views, and exceptional versatility, opportunities like this are extremely rare in today’s market. Whether you are looking for a smart investment, a private retreat, or a home that brings family together while maintaining independence—this property truly has it all.

Facts & features

The home at a glance

8

Bedrooms

5.5

Bathrooms

4,806

Sqft

4.9 ac

Lot size

3

Garage

2019

Year built

One

Levels

$406

Per sqft

Garden & Water view

Inside

FlooringCarpet · Ceramic Tile · Epoxy
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco · Wood Siding
FoundationSlab
ViewGarden · Water
FacesWest
ExteriorGarden · Private Entrance · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$13,468/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,536 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,522
PMI (est., until 20% equity)$731
Property tax — 2025 actual bill$1,122
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $195,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $195,000
Interest rate6.00%
Loan term

Estimated payment

$12,536/mo

Principal & interest$10,522
PMI (est., until 20% equity)$731
Property taxes (actual bill)$1,122
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 4155 ALBRITTON ROAD

Drive times from this address

Universal Orlando49 min
Orlando Int’l Airport (MCO)49 min
Walt Disney World50 min
Downtown Orlando50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 427% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Mar 28, 2026Listed at $1,950,000 · 117 days on market since
2019Built · S L & I C

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4155 ALBRITTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4155 ALBRITTON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4155 ALBRITTON ROAD FAQs

What would the monthly payment be for 4155 ALBRITTON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,536/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4155 ALBRITTON ROAD?+

The most recent tax bill on record (2025) was $13,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $1,950,000, this home is listed about 359% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4155 ALBRITTON ROAD?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,950,000 runs 427% above the ST CLOUD 34772 median — but at 4,806 sqft it's also nearly 2 times the size of the typical St Cloud listing.

02Garden & Water views

The garden and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

117 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

Listing courtesy of CASSA REALTY CORP · Daniel Carapaica. MLS #O6391417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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