1313 STERLING POINTE DRIVE, DELTONA, FL, 32725
Active133 days on marketListed Mar 24, 2026MLS #O6390790
About this home
1313 STERLING POINTE DRIVE
One or more photo(s) has been virtually staged. Rare opportunity to assume an existing mortgage with a fixed 4.99% interest rate (subject to lender approval and qualification), featuring a principal and interest payment of approximately $2,148.05. The home also includes a fully installed $64,115.45 solar panel system (2023), offering energy efficiency and the potential for long-term utility savings. Discover modern Florida living in this exceptional 2023 Ashton Woods home, ideally located in the heart of Deltona. Built with contemporary design and quality craftsmanship, this property combines stylish finishes, functional living spaces, and energy-conscious features in a convenient location close to shopping, dining, parks, and major commuter routes.This beautifully crafted 4-bedroom, 2-bath residence features a desirable split floor plan, soaring 9-foot ceilings, and a bright open-concept layout designed for comfort, style, and functionality. High-end finishes elevate every space, including European Kährs brushed ceramic-coat luxury vinyl flooring throughout the bedrooms, solid maple cabinetry, and elegant quartz countertops. The chef-inspired kitchen serves as a stunning focal point, complete with premium stainless steel appliances, sleek LED lighting, and custom pendant fixtures. A wide laundry room includes a full-capacity front-load washer and dryer for added convenience. Bathrooms are thoughtfully upgraded with modern fixtures, including a toilet with an integrated bidet for added comfort and convenience. The covered lanai offers serene pond and conservation views, creating a private outdoor retreat ideal for relaxation or entertaining. Conveniently located near I-4, with easy access to Orlando, area beaches, parks, and all that Central Florida has to offer, while maintaining the peaceful setting of the Hampton Oaks community. 1313 Sterling Pointe Drive presents a rare opportunity to enjoy comfort, style, and convenience in Deltona.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,902
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs HAMPTON OAKS
$221 vs $208
Days on market
133 vs 29 typical
Where $221/sqft sits among the 9 homes for sale in HAMPTON OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
7 of 9
HAMPTON OAKS have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 1313 STERLING POINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$399,000
1204 PEARL TREE ROAD · same community
4 bd · 2 ba · 1,902 sqft · $210/sqft · 23 DOM
Sold · Jul ’26$380,000
1167 PEARL TREE ROAD · same community
4 bd · 2 ba · 1,890 sqft · $201/sqft · 68 DOM
Sold · Dec ’25$402,000
1554 MEADOWLARK DRIVE · same community
4 bd · 2 ba · 1,890 sqft · $213/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1313 STERLING POINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1313 STERLING POINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1313 STERLING POINTE DRIVE FAQs
What would the monthly payment be for 1313 STERLING POINTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,400/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1313 STERLING POINTE DRIVE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1313 STERLING POINTE DRIVE?+
The most recent tax bill on record (2025) was $6,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1313 STERLING POINTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $420,000, this home is listed about 28% above the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1313 STERLING POINTE DRIVE?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 42% above the DELTONA 32725 median — but at 1,902 sqft it's also 18% larger than the typical Deltona listing.
02Time on market is leverage
133 days on market against a Deltona median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $430,000, now $420,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Pedro Germano. MLS #O6390790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Deltona homes, in your inbox
Like 1313 STERLING POINTE DRIVE but not quite? A daily digest of every new listing in Deltona — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →