1975 N SCENIC WAY, CRYSTAL RIVER, FL, 34429
Active140 days on marketListed Mar 17, 2026MLS #O6390754
About this home
1975 N SCENIC WAY
NEW Roof (2025), NEW Water Heater (2025), NEW Flooring, NO HOA, and now offered at $299,000! Discover the possibilities in this unique 3-bedroom, 2.5-bath home nestled on a spacious 0.30-acre lot with beautiful pond views in the heart of Crystal River. Designed for comfortable everyday living, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating a bright and inviting space for family gatherings or entertaining. The kitchen features stainless steel appliances and overlooks the main living area, keeping everyone connected. One of the home's most desirable features is the private-entry suite with its own bathroom, offering incredible flexibility. Whether you're looking for a mother-in-law suite, guest suite, home office, playroom, private retreat, creative studio, or space for multigenerational living, this versatile area can easily adapt to your lifestyle. Additional improvements include an AC replaced in 2016 and an updated drain field, giving buyers added confidence in the home's major systems. According to the owner, the property has a history of grandfathered commercial use, providing additional possibilities. Buyers are encouraged to verify any intended use with Citrus County. Located just minutes from Downtown Crystal River, you'll enjoy convenient access to shopping, local restaurants, medical facilities, marinas, public boat ramps, waterfront parks, and the world-famous Crystal River springs. Whether you enjoy boating, fishing, kayaking, paddleboarding, or swimming with the manatees, you'll love having Florida's Nature Coast right outside your doorstep. Don't miss this opportunity to own a home that offers flexibility, beautiful pond views, and the freedom of no HOA—all for under $300,000.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,592
Sqft
0.3 ac
Lot size
1978
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$188 vs $219
Days on market
140 vs 53 typical
Where $188/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
69 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1975 N SCENIC WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$355,000
7618 W GOLF CLUB STREET
3 bd · 2 ba · 1,599 sqft · $222/sqft · 133 DOM
Sold · Nov ’25$255,000
5715 W PAUL BRYANT DRIVE
3 bd · 2 ba · 1,627 sqft · $157/sqft · 12 DOM
Sold · Sep ’25$290,000
5921 W MEADOWPARK LANE
4 bd · 2 ba · 1,549 sqft · $187/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1975 N SCENIC WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1975 N SCENIC WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1975 N SCENIC WAY FAQs
What would the monthly payment be for 1975 N SCENIC WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1975 N SCENIC WAY?+
The most recent tax bill on record (2025) was $1,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $299,900, this home is listed about 5% below the Crystal River median of $314,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1975 N SCENIC WAY?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 20% above the CRYSTAL RIVER 34429 median.
02Time on market is leverage
140 days on market against a Crystal River median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $319,900, now $299,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Alexa Monasterio Flores. MLS #O6390754.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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