206 BERGAMO DRIVE, DAVENPORT, FL, 33897
Active147 days on marketListed Mar 12, 2026MLS #O6390093
About this home
206 BERGAMO DRIVE
Welcome to your family's perfect Orlando retreat! This spacious two-story townhouse at the renowned Regal Palms Resort offers the ideal blend of comfort, style, and fun for up to 10 guests. Step inside to a modern, open-plan living area with a clean, contemporary design. Relax on comfortable sofas for a movie night on the 65" 4K Smart TV, or gather for a meal in the dining area that seats six. The fully equipped kitchen shines with brand new stainless steel Samsung appliances, making it easy to prepare everything from quick breakfasts to full family dinners. The main floor also features a convenient Queen bedroom suite, perfect for guests who prefer to avoid stairs. Upstairs, you'll find the serene Master Suite, complete with a King bed, a private balcony, and a dedicated work nook for those needing to stay connected. Two additional bedrooms and fun, Mickey Mouse-themed bathrooms ensure everyone has their own space. * *First Floor:* Living Room (65" Smart TV), Dining Area, Fully Equipped Kitchen, Patio, Queen Bedroom Suite, and a half-bath. * *Second Floor:* Master King Suite (55" Smart TV, work nook, en-suite bath, balcony), Queen Bedroom (55" Smart TV), Twin Bedroom (two twin beds, 55" Smart TV), and a full shared bathroom. * *Family Amenities:* A full-sized washer and dryer, Pack 'n Play, and a high chair are available upon request to make your stay seamless. ### Guest Access Your stay includes full access to the incredible amenities at the Regal Palms Resort, a gated community with 24/7 security. Before heading to the townhouse, you must check in at the main clubhouse front desk to activate your guest wristbands, which gives you access to the resort and all its features. Dive into vacation mode at the spectacular lagoon-style pool, complete with a winding lazy river, a thrilling water slide, and a bubbling hot tub. The fun continues with a full arcade, a playground, a fitness center, and an on-site bar and restaurant. You can even purchase park tickets right at the clubhouse! ### The Neighborhood Perfectly positioned for adventure, our townhouse is your gateway to Central Florida's world-famous attractions. You are just a short drive from the magic, with convenient access to nearby grocery stores (Walmart, Publix), shopping, and a wide variety of restaurants. * Walt Disney World: ~9.5 miles * SeaWorld: ~14.5 miles * Universal Studios: ~17 miles * LEGOLAND: ~36 miles * Busch Gardens: ~65 miles
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,856
Sqft
0.07 ac
Lot size
2007
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,192 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,192/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.3%
$/sqft vs REGAL PALMS AT HIGHLAND RESERVE PH 05
$172 vs $175
Days on market
147 vs 51 typical
Where $172/sqft sits among the 10 homes for sale in REGAL PALMS AT HIGHLAND RESERVE PH 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,297/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,506
Median age
36
Median income
$84,032
Median home value
$295,812
Avg household
3
Households w/ children
814
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
5 of 10
REGAL PALMS AT HIGHLAND RESERVE PH 05 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 206 BERGAMO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$340,000
3939 CALABRIA AVENUE · same community
4 bd · 3.5 ba · 1,856 sqft · $183/sqft · 151 DOM
Sold · Feb ’26$265,000
4103 CALABRIA AVENUE · same community
4 bd · 3.5 ba · 1,856 sqft · $143/sqft · 31 DOM
Sold · Dec ’25$230,000
2214 CALABRIA AVENUE · same community
3 bd · 3 ba · 1,492 sqft · $154/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 206 BERGAMO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 206 BERGAMO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
206 BERGAMO DRIVE FAQs
What would the monthly payment be for 206 BERGAMO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,192/mo — principal and interest, the actual property-tax bill, the $706/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 206 BERGAMO DRIVE?+
The association fee works out to $706 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 206 BERGAMO DRIVE?+
The most recent tax bill on record (2025) was $3,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 206 BERGAMO DRIVE be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 206 BERGAMO DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $320,000, this home is listed about 18% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 206 BERGAMO DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$320,000 is 6% below the DAVENPORT 33897 median of $340,000, and at $172/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $706/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Time on market is leverage
147 days on market against a Davenport median of 51 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CELEBRITY GLOBAL REALTY LLC · Alessandra Dale. MLS #O6390093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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