834 MILLSHORE DRIVE, CHULUOTA, FL, 32766
Active144 days on marketListed Mar 13, 2026MLS #O6389855
About this home
834 MILLSHORE DRIVE
Come see this stunning Lakefront home that truly has it all. This 3-bedroom, 2-bathroom property sits on over 0.7 acres backing up to spring fed Lake Mills. It offers the perfect setting to enjoy water sports like boating, water skiing, with privacy and scenic lakefront living. The curb appeal begins with tropical landscaping and a brick-paver driveway leading to a side-entry garage. As you enter the home through the front porch, you’ll be welcomed by an abundance of windows and glass doors that create a bright, open, and airy atmosphere. Enjoy refined living with Brazilian hardwood floors and elegant travertine tiles in the bathrooms. The kitchen is well-appointed with 42-inch custom cabinets with under-mount lighting, granite countertops, stainless steel appliances, a large pantry, breakfast bar, and a wine refrigerator—perfect for both everyday living and entertaining. The spacious primary suite offers a luxurious retreat with glass doors leading to the lanai. The opulent primary bathroom features a heated jetted spa tub, a beautiful walk-in shower, dual vanities, generous cabinet space, and walk-in his-and-hers closets. The two additional guest bedrooms are conveniently located on the opposite side of the home for added privacy. Additional features include a central vacuum system, water system, distributed audio system, six televisions that come with the home, and a washer and dryer that also stays. For energy efficiency, the home is equipped with foam insulation in the attic, walls, and crawl space, as well as double-pane Low-E windows. The AC system, installed just a few years ago, includes a GREE mini-split unit in the garage, helping keep the space cool during those warm Florida days. Enjoy true lakefront living while relaxing or entertaining on the oversized screened-in porch featuring stained tongue-and-groove pine ceilings. For those who love outdoor cooking, the space is already equipped with propane, electric, and hot-water hookups, making it ready for a future summer kitchen. A storage shed with electricity provides ample space for tools and outdoor equipment. The property sits on a private lake with boating access and includes your very own covered boat dock with two lifts. The dock walkway is constructed of compressed plastic decking, helping prevent wood rot and eliminating the need for future refinishing. Seminole county has Top rated school system. This exceptional property offers the perfect place to relax and enjoy the natural beauty around you while still being just minutes from shops, restaurants, and major roadways. In addition, this property has excellent income-producing potential and can be leased as a short-term rental, such as an Airbnb or VRBO. Schedule your showing today and come experience everything this beautiful home has...
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,798
Sqft
0.72 ac
Lot size
2
Garage
2010
Year built
One
Levels
$598
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,151 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,151/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+117.1%
$/sqft vs Chuluota actives
$598 vs $305
Days on market
144 vs 59 typical
Where $598/sqft sits among the 16 Chuluota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $735K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
10 of 16
Chuluota actives have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 834 MILLSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$469,900
833 MILLSHORE DRIVE · same community
3 bd · 2 ba · 1,813 sqft · $259/sqft · 1 DOM
Sold · Jul ’26$371,500
810 MAZURKA DRIVE · same community
3 bd · 2 ba · 1,176 sqft · $316/sqft · 4 DOM
Sold · Dec ’25$575,000
241 OVERLOOK DRIVE
4 bd · 2 ba · 1,791 sqft · $321/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 834 MILLSHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 834 MILLSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
834 MILLSHORE DRIVE FAQs
What would the monthly payment be for 834 MILLSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,151/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 834 MILLSHORE DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 834 MILLSHORE DRIVE?+
The most recent tax bill on record (2025) was $9,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 834 MILLSHORE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chuluota?+
At $1,075,000, this home is listed about 26% above the Chuluota median of $849,990. The market section on this page shows how the area is trending.
Which schools are assigned to 834 MILLSHORE DRIVE?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,075,000 runs 63% above the CHULUOTA 32766 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
144 days on market against a Chuluota median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,100,000, now $1,075,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · John Kelson. MLS #O6389855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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