David Ramirez
$599,0005 bd3 ba3,078 sqft$195 /sqft$4,324 /mo all-in ↓

1037 TRUFFLES CT., APOPKA, FL, 32712

Active131 days on marketListed Mar 15, 2026MLS #O6389818

Single Family ResidenceROCK SPRINGS RIDGE

Come see it

Upcoming open house

Sat, Aug 29

12:00 AM – 2:00 PM

About this home

1037 TRUFFLES CT.

Located in the highly desirable Rock Springs Ridge community, this beautifully remodeled 5-bedroom, 3-bath home sits on a quiet cul-de-sac street on an expansive 1/3-acre soon to be golf course lot with no rear neighbors and features a NEW ROOF (2025). The setting offers peaceful green space views and a rare sense of privacy, while the soon-to-be reopened golf course presents an exciting opportunity for future equity. The home is also zoned for A RATED KELLY PARK SCHOOL, serving elementary through 8th grade, adding everyday convenience to this exceptional location. As you arrive, the home immediately welcomes you with a grand foyer entry, where a formal dining room sits on one side and an elegant formal living room on the other. A striking angled staircase creates a beautiful architectural focal point, while immediate views of the lush green space behind the home draw your eye straight through the living areas, creating a light, open, and inviting first impression. The main living areas are designed for both comfort and entertaining, featuring gorgeous luxury vinyl flooring throughout 2021, crown molding, and custom wood wall art details that add warmth and character. The heart of the home is the stunning kitchen, highlighted by exotic granite countertops and a dramatic waterfall island, perfect for gatherings large or small. Natural light pours into the home through dual sliding glass doors and an expansive rear window, framing the picturesque views and creating a seamless connection between indoor and outdoor living. The downstairs living spaces are ideal for entertaining, while the upstairs layout provides a more private retreat. The primary suite features an elegant tray ceiling, and the upstairs primary suite, positioned near the additional bedrooms, creates a family-friendly layout that offers both privacy and connection. The primary bath is gorgeously remodeled with an extended shower with extensive tile/marble work, new vanities and flooring! Step outside to enjoy the large covered patio that provides generous shade, overlooking the expansive fenced backyard and peaceful green space beyond — a perfect place to unwind or host friends and family. Additional upgrades and thoughtful improvements make this home both beautiful and functional. WATER FILTRATION SYSTEM, TANKLESS WATER HEATER 2023, A/C 2023, With its peaceful views, spacious lot, and no rear neighbors, this beautifully updated Rock Springs Ridge home offers a lifestyle that is hard to find and even harder to leave. Apopka is an amazing location that combines the best of convenience between Orlando, Winter Garden, Altamonte, and Lake Mary, with 25 minutes to Disney, yet a small-town atmosphere offering quick access without heavy traffic. Just 3 miles to Wekiva Parkway. Home to the Field of Dreams Recreation Sports Park, Trails, and Amphitheater, offering concerts, festivals, and free events!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,078

Sqft

0.33 ac

Lot size

3

Garage

2008

Year built

Two

Levels

$195

Per sqft

Golf Course & Park/Greenbelt viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab · Stem Wall
ViewGolf Course · Park/Greenbelt
FacesEast
ParkingCovered · Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Other · Oversized
ExteriorIrrigation System · Lighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$77/mo
Taxes (2025)$7,565/yr
PetsYes
CommunityClubhouse · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,324 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$630
HOA fee — from the listing$77
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,324/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$630
HOA / condo fee$77
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$525KedgeAI estimate $567,138 · range $547K$619K$643K

vs edgeAI estimate

+5.6%

$/sqft vs Apopka actives

$195 vs $217

Days on market

131 vs 28 typical

Where $195/sqft sits among the 400 Apopka actives

79
144 · this home
95
45
12
25
$157–189$189–222$222–254$254–286$286–319$319+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rock Springs Ridge

Map of 1037 TRUFFLES CT. inside its neighborhood boundary

Drive times from this address

Downtown Orlando39 min
Universal Orlando42 min
Walt Disney World48 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

Rock Springs Ridge — neighborhood snapshot

Population

4,529

Median age

44

Median income

$168,196

Median home value

$548,647

Avg household

3

Households w/ children

619

For the school run

Orange County School District

ElementaryKelly Park School★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

180 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Mar 15, 2026Listed at $599,000 · 131 days on market since
2008Built · ROCK SPRINGS RIDGE

Reality check

What actually sold near 1037 TRUFFLES CT.

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

513 SAND WEDGE LOOPSold · Mar ’26

$540,000

513 SAND WEDGE LOOP · same community

4 bd · 3 ba · 3,039 sqft · $178/sqft · 16 DOM

897 GULF LAND DRIVESold · Mar ’26

$575,000

897 GULF LAND DRIVE · same community

4 bd · 3 ba · 3,202 sqft · $180/sqft · 67 DOM

527 SAND WEDGE LOOPSold · Jan ’26

$710,000

527 SAND WEDGE LOOP · same community

6 bd · 3 ba · 3,438 sqft · $207/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1037 TRUFFLES CT. — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1037 TRUFFLES CT. — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1037 TRUFFLES CT. FAQs

What would the monthly payment be for 1037 TRUFFLES CT.?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,324/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1037 TRUFFLES CT.?+

The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1037 TRUFFLES CT.?+

The most recent tax bill on record (2025) was $7,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1037 TRUFFLES CT.?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $599,000, this home is listed about 33% above the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 1037 TRUFFLES CT.?+

Kelly Park School (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 26% above the APOPKA 32712 median — but at 3,078 sqft it's also 54% larger than the typical Apopka listing.

02Golf Course & Park/Greenbelt views

The golf course and park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

131 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Kelly Park School, Apopka High — Kelly Park School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HOME WISE REALTY GROUP, INC. · Michelle Chase. MLS #O6389818.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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