120 CLUB ROAD, SANFORD, FL, 32771
Active154 days on marketListed Mar 10, 2026MLS #O6389445
About this home
120 CLUB ROAD
REDUCED, Step into homeownership with this charming mid-century modern gem that perfectly balances affordability with incredible peace of mind. This inviting two-bedroom, one-bathroom home is situated on a spacious lot just minutes from everyday shopping, major commuter routes, and local public schools. The bright eat-in kitchen offers abundant cabinet storage and a full-sized pantry, while the generous main living room flows into a versatile bonus space that easily transforms into a home office, a cozy den, or even a third bedroom as your needs grow. Say goodbye to laundromat trips with the convenient indoor laundry closet, but the real standout features are the big-ticket upgrades you will not have to worry about replacing anytime soon. With a newer roof installed in 2021, plus a modern air conditioning system and energy-saving solar panels both added in 2023, you can enjoy significantly lower utility bills and a stress-free transition into your new home. Solid, move-in-ready properties with this level of stylish charm and practical updates are highly sought after, so schedule your private tour today before this fantastic opportunity slips away.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,116
Sqft
0.16 ac
Lot size
1960
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,470 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,470/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.2%
$/sqft vs Sanford actives
$175 vs $218
Days on market
154 vs 34 typical
Where $175/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
211 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 CLUB ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$205,000
129 MAYFAIR CIRCLE · same community
2 bd · 1 ba · 830 sqft · $247/sqft · 3 DOM
Sold · Jun ’26$142,000
101 CLUB ROAD · same community
2 bd · 1 ba · 720 sqft · $197/sqft · 0 DOM
Sold · Jan ’26$252,000
111 SPREADING OAK COURT
3 bd · 2 ba · 1,116 sqft · $226/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 CLUB ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 CLUB ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
120 CLUB ROAD FAQs
What would the monthly payment be for 120 CLUB ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 CLUB ROAD?+
The most recent tax bill on record (2024) was $905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sanford?+
At $195,000, this home is listed about 49% below the Sanford median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 CLUB ROAD?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SANFORD 32771 market on paper
$195,000 is 46% below the SANFORD 32771 median of $359,900, and at $175/sqft it sits under the Sanford average of $226.
02Time on market is leverage
154 days on market against a Sanford median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $223,000, now $195,000 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Troy Hensley. MLS #O6389445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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