David Ramirez
Short-Term Rental Eligible
$180,000$200,0004 bd3.5 ba1,762 sqft$102 /sqft$2,833 /mo all-in ↓

3204 CALABRIA AVENUE UNIT 3204, DAVENPORT, FL, 33897

Active156 days on marketListed Mar 10, 2026MLS #O6389279

Priced 47% below the DAVENPORT 33897 medianReduced $20KFully furnishedCondominiumVILLA AT REGAL PALMS CONDO

About this home

3204 CALABRIA AVENUE UNIT 3204

**Video Tour Available** Welcome to your Florida vacation lifestyle - whether you’re looking for a sunny personal getaway or a PROFITABLE TURN-KEY VACATION RENTAL investment. This inviting property is located in the resort-style community of Regal Palms, where every day feels like a holiday. Spend afternoons floating along the LAZY RIVER, soaking in the hot tub, or relaxing poolside under the shade of a TIKI BAR. Stay active at the FITNESS CENTER with its STEAM ROOM and SAUNA or enjoy outdoor fun at the volleyball court and playground. The community also offers the convenience of a RESTAURANT, SPA, NAIL SALON, and ARCADE—all within the comfort of a beautifully maintained, 224-HOUR GUARD GATED NEIGHBORHOOD. Perfectly positioned as an END UNIT ON A CORNER LOT, this townhome offers extra privacy along with peaceful GREENSPACE BEHIND THE HOME—an ideal backdrop for enjoying Florida’s warm sunshine. Best of all, it’s being sold FULLY FURNISHED, making it completely ready for immediate enjoyment or rental. Inside, the home is thoughtfully designed for relaxed living and effortless entertaining. The bright eat-in kitchen features GRANITE COUNTERTOPS, stainless-steel appliances, and a convenient pass-through to the open dining and living areas, so you’re always part of the conversation. Durable laminate flooring adds both style and practicality—perfect for a carefree vacation lifestyle. With four spacious bedrooms, everyone has room to unwind. TWO PRIMARY SUITES each feature king beds and private en-suite bathrooms. The DOWNSTAIRS SUITE HAS A PRIVATE ENTRANCE for added privacy, while the upstairs suite opens onto a private balcony, the perfect spot for morning coffee. Bedrooms 3 and 4 include comfortable queen beds for additional guests. Sliding glass doors lead to the DOWNSTAIRS PATIO, while the UPSTAIRS BALCONY provides another peaceful retreat overlooking the surroundings. The main upstairs suite also features a relaxing garden tub and shower, and the upstairs laundry area with washer and dryer keeps vacation living simple and convenient. This property is waiting for you!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,762

Sqft

0.08 ac

Lot size

2007

Year built

Two

Levels

$102

Per sqft

Park/Greenbelt & Trees/Woods viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesEast
ParkingDriveway · Guest
ExteriorBalcony · Irrigation System · Lighting · Private Entrance · Rain Gutters · Sliding Doors

Community & fees

HOA fee$1,294/mo
Taxes (2025)$2,880/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Restaurant

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,833 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$240
Condo fee — from the listing$1,294
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$2,833/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$240
HOA / condo fee$1,294
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $202,549 · range $194K$223K$232K

vs edgeAI estimate

−11.1%

$/sqft vs VILLA AT REGAL PALMS CONDO

$102 vs $140

Days on market

156 vs 56 typical

Where $102/sqft sits among the 6 homes for sale in VILLA AT REGAL PALMS CONDO

0 · this home
4
0
1
0
1
$102–124$124–145$145–167$167–188$188–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHighlands Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,293/mo median

MarketDavenport
Annual gross at median$27,510
Gross yield on this price15.3%
Homes for rent right now549

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Highlands Reserve

Map of 3204 CALABRIA AVENUE UNIT 3204 inside its neighborhood boundary

Drive times from this address

Walt Disney World21 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)45 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Highlands Reserve is a short-term-rental community. See the full guide →

Highlands Reserve — neighborhood snapshot

Population

6,506

Median age

36

Median income

$84,032

Median home value

$295,812

Avg household

3

Households w/ children

814

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

3 of 6

VILLA AT REGAL PALMS CONDO have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $180,000 $20K
Mar 10, 2026Listed at $200,000 · 156 days on market since
2007Built · VILLA AT REGAL PALMS CONDO

Reality check

What actually sold near 3204 CALABRIA AVENUE UNIT 3204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3102 CALABRIA AVENUE UNIT 3102Sold · Sep ’25

$170,000

3102 CALABRIA AVENUE UNIT 3102 · same community

4 bd · 3.5 ba · 1,762 sqft · $96/sqft · 4 DOM

2959 CALABRIA AVENUESold · Jul ’26

$170,000

2959 CALABRIA AVENUE · same community

4 bd · 3.5 ba · 1,762 sqft · $96/sqft · 84 DOM

2909 CALABRIA AVENUESold · Mar ’26

$115,000

2909 CALABRIA AVENUE · same community

4 bd · 3.5 ba · 1,856 sqft · $62/sqft · 701 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3204 CALABRIA AVENUE UNIT 3204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3204 CALABRIA AVENUE UNIT 3204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3204 CALABRIA AVENUE UNIT 3204 FAQs

What would the monthly payment be for 3204 CALABRIA AVENUE UNIT 3204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,833/mo — principal and interest, the actual property-tax bill, the $1,294/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3204 CALABRIA AVENUE UNIT 3204?+

The association fee works out to $1,294 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3204 CALABRIA AVENUE UNIT 3204?+

The most recent tax bill on record (2025) was $2,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3204 CALABRIA AVENUE UNIT 3204 be rented short-term?+

Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3204 CALABRIA AVENUE UNIT 3204?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $180,000, this home is listed about 54% below the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3204 CALABRIA AVENUE UNIT 3204?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the DAVENPORT 33897 market on paper

$180,000 is 47% below the DAVENPORT 33897 median of $337,000, and at $102/sqft it sits under the Davenport average of $195.

02Zoned for nightly rentals

Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

04Know the monthly fee

The association fee is $1,294/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Time on market is leverage

156 days on market against a Davenport median of 56 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Tennille Biggers. MLS #O6389279.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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