109 AVENUE D, FORT PIERCE, FL, 34950
Active147 days on marketListed Mar 8, 2026MLS #O6388779
About this home
109 AVENUE D
Coastal Living, Your Way: Cleared Lot + Custom Build in the Heart of Fort Pierce Step into the vibrant energy of the Fort Pierce Downtown District! This isn't just a vacant lot—it’s the canvas for your next chapter. Situated at 109 Avenue D, this completely cleared property puts you minutes away from the pristine Florida waterfront, the famous Saturday Farmer’s Market, and the chic dining scene that defines this historic coastal town. The Power of Choice Whether you are a family looking for a spacious 8,600 sq. ft. estate or an investor seeking a dual-lot opportunity, this property delivers. The Single Home Site: Create a private oasis with a massive yard. The Twin Lot Option: Split the parcel into two 4,300 sq. ft. lots. Modern Design Meets Coastal Charm Skip the years of architectural planning! Our builder has stunning floor plans ready to go: The Main House: 2,160 sq. ft. of two-story living (3BR/2.5BA). The "Bonus" Factor: Plans include a detached garage with the option to add a 308 sq. ft. studio apartment above—perfect for an Airbnb, a home office, or a mother-in-law suite. From the sunrise over the Intracoastal to the sunset dinners at local favorites like 12A Buoy or On the Edge Bar & Grill, this is the lifestyle you’ve been looking for. Plans available upon request. Will build to suit.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,710 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,710/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
Downtown Fort Pierce — neighborhood snapshot
Population
622
Median age
44
Median income
$14,415
Median home value
$85,164
Avg household
2
Households w/ children
102
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$270K → $185K
Fort Pierce median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the FORT PIERCE 34950 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 AVENUE D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
Nearby listing
3 bd · 1 ba · 679 sqft · $162/sqft · 0 DOM
Sold · Jun ’26$70,000
518 N 15th Street, Fort Pierce FL 34950
2 bd · 1 ba · 720 sqft · $97/sqft · 132 DOM
Sold · Nov ’25$140,000
309 N 17th St, Fort Pierce FL 34950
3 bd · 1 ba · 760 sqft · $184/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 AVENUE D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 AVENUE D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 AVENUE D FAQs
What would the monthly payment be for 109 AVENUE D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 AVENUE D?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Pierce?+
At $495,000, this home is listed about 47% above the Fort Pierce median of $336,490. The market section on this page shows how the area is trending.
Which schools are assigned to 109 AVENUE D?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6388779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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