David Ramirez
$459,900$475,0002 bd2 ba1,670 sqft$275 /sqft$3,826 /mo all-in ↓

6354 SHIMMERING SHORES LANE, ST CLOUD, FL, 34771

Active156 days on marketListed Mar 7, 2026MLS #O6388693

Reduced $15KSingle Family ResidenceDEL WEBB SUNBRIDGE PH 2B

About this home

6354 SHIMMERING SHORES LANE

Some images have been virtually staged to inspire design ideas and help you imagine the possibilities. Welcome to where easy Florida living meets the vibrant, resort-style lifestyle of Del Webb Sunbridge, Thoughtfully designed this Prosperity plan home and still like new, this charming two-bedroom home with a versatile flex space offers the perfect blend of comfort, elegance, and low-maintenance living—ideal for those ready to enjoy the best years ahead. Step inside and you will immediately notice the light, bright open floor plan that feels both welcoming and spacious—perfect for relaxed everyday living or hosting friends and family. The flexible bonus room adds wonderful versatility, easily becoming a home office, hobby studio, cozy reading retreat, or additional guest space when loved ones come to visit. At the heart of the home, the beautifully upgraded chef’s kitchen is designed to impress. It features soft-close white cabinetry, quartz countertops, a custom range hood, stainless steel sink, designer pendant lighting, and a premium KitchenAid appliance package. A large center island with breakfast bar and extra storage creates the perfect gathering spot for casual meals, morning coffee, or lively conversation while entertaining. Just inside from the garage, a convenient drop zone keeps everything organized, while the spacious laundry room includes additional cabinetry, a utility sink, and even a clever laundry chute connected directly to the primary suite—a thoughtful detail that makes everyday living just a little easier. The primary suite is a peaceful retreat designed with comfort in mind. The ensuite bath features a spacious walk-in shower with built-in bench seating, creating a spa-like space that feels both relaxing and accessible. Practical upgrades continue throughout the home. The garage boasts durable epoxy-coated flooring and an EV charger, and the home includes a Puronics water softener and whole-home filtration system, providing exceptional water quality and everyday convenience. Step outside and you will discover one of the home’s most inviting features—an extended covered lanai overlooking tranquil water and garden views where stunning Florida sunsets often steal the show. It is the perfect setting for morning coffee, evening wine, or relaxed gatherings with neighbors. The patio has also been pre-plumbed for a future outdoor kitchen with both water and gas hookups, making it ready for effortless outdoor entertaining. Living in Del Webb Sunbridge means embracing a resort-inspired, active adult lifestyle designed for connection and enjoyment. Residents enjoy scenic walking paths, pickleball courts, a resistance exercise pool, a fitness center, and a spacious dog park for four-legged family members. Social clubs, activities, and gathering spaces make it easy to meet neighbors and build lasting friendships. When you feel like dining out close to home, the community’s on-site restaurant, The Tavern at Del Webb Sunbridge, offers both indoor and alfresco seating—perfect for a relaxed meal or drinks with friends. Whether you are searching for a full-time residence, a seasonal escape, or the next exciting chapter of life, this home offers the opportunity to enjoy carefree living in one of Central Florida’s most desirable 55 plus communities. Come experience the lifestyle so many are falling in love with in Del Webb Sunbridge. Your next chapter might just begin on Shimmering Shores Lane.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,670

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$275

Per sqft

Garden & Water viewNegotiable55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Chute · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump · Natural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
ViewGarden · Water
FacesEast
ParkingElectric Vehicle Charging Station(s) · Garage Door Opener
ExteriorLighting · Other · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$443/mo
Taxes (2025)$3,742/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Handicap Modified · No Truck/RV/Motorcycle Parking · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,826 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$312
HOA fee — from the listing$443
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,097
Interest rate6.00%
Loan term

Estimated payment

$3,826/mo

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$312
HOA / condo fee$443
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$426KedgeAI estimate $462,877 · range $444K$471K$489K

vs edgeAI estimate

−0.6%

$/sqft vs St Cloud actives

$275 vs $218

Days on market

156 vs 43 typical

Where $275/sqft sits among the 400 St Cloud actives

106
135
68
43 · this home
18
30
$163–196$196–230$230–263$263–296$296–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 6354 SHIMMERING SHORES LANE

Drive times from this address

Orlando Int’l Airport (MCO)32 min
Downtown Orlando37 min
Walt Disney World43 min
Universal Orlando43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$395K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

225 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,900 $15K
Mar 7, 2026Listed at $475,000 · 156 days on market since
2024Built · DEL WEBB SUNBRIDGE PH 2B

Reality check

What actually sold near 6354 SHIMMERING SHORES LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2575 PINE PRESERVE COURTSold · Jul ’26

$630,000

2575 PINE PRESERVE COURT · same community

3 bd · 3 ba · 2,483 sqft · $254/sqft · 142 DOM

2568 PINE PRESERVE COURTSold · Sep ’25

$758,682

2568 PINE PRESERVE COURT · same community

3 bd · 3.5 ba · 2,808 sqft · $270/sqft · 0 DOM

6401 WHITE WILLOW COURTSold · Mar ’26

$539,230

6401 WHITE WILLOW COURT

2 bd · 2 ba · 1,670 sqft · $323/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6354 SHIMMERING SHORES LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6354 SHIMMERING SHORES LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6354 SHIMMERING SHORES LANE FAQs

What would the monthly payment be for 6354 SHIMMERING SHORES LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,826/mo — principal and interest, the actual property-tax bill, the $443/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6354 SHIMMERING SHORES LANE?+

The association fee works out to $443 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6354 SHIMMERING SHORES LANE?+

The most recent tax bill on record (2025) was $3,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6354 SHIMMERING SHORES LANE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $459,900, this home is listed about 7% above the St Cloud median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 6354 SHIMMERING SHORES LANE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Garden & Water views

The garden and water view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

156 days on market against a St Cloud median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $475,000, now $459,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MAGIC CITY · Jory Williams. MLS #O6388693.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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