David Ramirez
$1,180,0006 bd4.5 ba3,433 sqft$344 /sqft$7,780 /mo all-in ↓

10537 TORCHWOOD SEA WAY, SAN ANTONIO, FL, 33576

Active157 days on marketListed Mar 9, 2026MLS #O6388404

Private poolSingle Family ResidenceMIRADA PRCL 1

About this home

10537 TORCHWOOD SEA WAY

Stellar Osprey 3 in Mirada with pool, spa, and lagoon living! This stunning 6-bedroom, 4.5-bath home offers 4,200 sq ft total with 3,433 sq ft of luxurious interior space. The gourmet kitchen is fully upgraded with premium cabinets, high-end appliances, touchless faucet, wine fridge, and kitchen water filtration system—perfect for entertaining. Enjoy a spacious family room and great room, accent wall, ceiling speakers, and a dedicated laundry room. Retreat to the primary suite with walk-in closet and spa-like bath. Additional features include a 3-car garage, full upgraded finishes throughout, additional bedroom with private bath, in-ground pool with jacuzzi, and artificial turf. Mirada residents enjoy a 15-acre lagoon, walking and nature trails, playgrounds, and dog parks, offering the ultimate combination of luxury and lifestyle. Ready for move-in!

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

3,433

Sqft

0.18 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$344

Per sqft

Private poolFireplacePool & Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Touchless Faucet · Washer · Water Filtration System · Wine Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Trees/Woods
FacesNorth
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Outdoor Kitchen · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$60/mo
Taxes (2025)$9,003/yr
PetsYes
CommunityClubhouse · Community Mailbox · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,780 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,367
PMI (est., until 20% equity)$443
Property tax — 2025 actual bill$750
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $118,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $118,000
Interest rate6.00%
Loan term

Estimated payment

$7,780/mo

Principal & interest$6,367
PMI (est., until 20% equity)$443
Property taxes (actual bill)$750
HOA / condo fee$60
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs San Antonio actives

$344 vs $201

Days on market

157 vs 81 typical

Where $344/sqft sits among the 137 San Antonio actives

49
59
17
4
4
4 · this home
$161–192$192–222$222–253$253–283$283–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 10537 TORCHWOOD SEA WAY

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$360K$290K

San Antonio median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

78 of 137

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 271% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

Mar 9, 2026Listed at $1,180,000 · 157 days on market since
2024Built · MIRADA PRCL 1

Reality check

What actually sold near 10537 TORCHWOOD SEA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10523 TORCHWOOD SEA WAYSold · Dec ’25

$734,972

10523 TORCHWOOD SEA WAY · same community

6 bd · 4.5 ba · 3,048 sqft · $241/sqft · 0 DOM

33503 TWILIGHT SEA PLACESold · Jun ’26

$577,490

33503 TWILIGHT SEA PLACE

6 bd · 4 ba · 3,364 sqft · $172/sqft · 11 DOM

33485 TWILIGHT SEA PLACESold · May ’26

$578,390

33485 TWILIGHT SEA PLACE

6 bd · 4 ba · 3,364 sqft · $172/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10537 TORCHWOOD SEA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10537 TORCHWOOD SEA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

10537 TORCHWOOD SEA WAY FAQs

What would the monthly payment be for 10537 TORCHWOOD SEA WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,780/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10537 TORCHWOOD SEA WAY?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10537 TORCHWOOD SEA WAY?+

The most recent tax bill on record (2025) was $9,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10537 TORCHWOOD SEA WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $1,180,000, this home is listed about 226% above the San Antonio median of $361,495. The market section on this page shows how the area is trending.

Which schools are assigned to 10537 TORCHWOOD SEA WAY?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RELATED GENERAL REALTY, LLC. · Hector Sanchez. MLS #O6388404.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New San Antonio homes, in your inbox

Like 10537 TORCHWOOD SEA WAY but not quite? A daily digest of every new listing in San Antonio — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 3:54 PM UTC. The listing information on this page last changed on August 13, 2026 at 3:54 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 3:54 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 3:54 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.