421 1ST STREET, ORLANDO, FL, 32824
Active141 days on marketListed Mar 5, 2026MLS #O6388295
About this home
421 1ST STREET
Motivated Seller! Seller may consider contributing toward cosmetic improvements with an acceptable contract. Great Opportunity for Investors or Buyers Using Renovation Financing. Welcome to this 3-bedroom, 2-bath home in highly convenient South Orlando, offering a great opportunity for buyers looking to add their own finishing touches. Major systems have already been updated, including a new roof (2025) and new HVAC system (2024), providing peace of mind on two of the home’s most important components. The home features a spacious layout with an updated kitchen and newer appliances, making it a solid starting point for buyers who want to personalize the remaining finishes. The property currently needs new flooring and some cosmetic updates, making it an excellent option for investors, first-time buyers using renovation loans, or anyone looking to customize the final details and build equity. Conveniently located just minutes from The Florida Mall, Orlando International Airport, major highways, shopping, and dining, this home offers both accessibility and long-term value. With the major updates already completed, this property presents a great opportunity to finish the cosmetic improvements and make it your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,229
Sqft
0.16 ac
Lot size
1932
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
$/sqft vs Orlando actives
$181 vs $237
Days on market
141 vs 34 typical
Where $181/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
149 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the Orlando median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 421 1ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$413,000
1522 PINE STREET · same community
4 bd · 2.5 ba · 1,766 sqft · $234/sqft · 5 DOM
Sold · Mar ’26$455,000
328 CYPRESS STREET · same community
3 bd · 2.5 ba · 2,192 sqft · $208/sqft · 8 DOM
Sold · Apr ’26$335,000
1965 TEABERRY COURT
3 bd · 2 ba · 1,224 sqft · $274/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 421 1ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 421 1ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
421 1ST STREET FAQs
What would the monthly payment be for 421 1ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 421 1ST STREET?+
The most recent tax bill on record (2024) was $2,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $223,000, this home is listed about 43% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Orlando market on paper
$223,000 is 43% below the Orlando median of $390,000, and at $181/sqft it sits under the Orlando average of $264.
02Time on market is leverage
141 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $235,000, now $223,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Afrika Hendley. MLS #O6388295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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