David Ramirez
$250,0003 bd2 ba1,367 sqft$183 /sqft$1,786 /mo all-in ↓

47 FISHER LANE TRACE, OCALA, FL, 34472

Active151 days on marketListed Mar 5, 2026MLS #O6388155

New constructionSingle Family ResidenceSILVER SPGS SHORES UN #38

About this home

47 FISHER LANE TRACE

One or more photo(s) has been virtually staged. Pre-Construction. To be built. Welcome to your brand-new pre-construction home in Ocala, FL! Ideally located in a prime area, this beautiful residence features a modern design, spacious living areas, and stylish finishes throughout. The home offers 3 comfortable bedrooms and 2 bathrooms, along with an open-concept floor plan that is perfect for family gatherings and entertaining guests. The kitchen is fully equipped with stainless-steel appliances, including a range, refrigerator, dishwasher, and microwave. It also features a large island, ample shaker-style cabinetry, quartz countertops with elegant waterfall edges, a designer backsplash, and a feature wall that adds a beautiful touch to the space. Both bathrooms are thoughtfully designed with quartz countertops, while the primary bathroom includes a double vanity and a sleek glass-enclosed shower. The laundry room features built-in cabinetry and a convenient folding table, providing excellent storage and functionality. It also includes a high-quality front-load washer and dryer. Throughout the home, you'll find durable vinyl tile flooring that provides a cohesive look and easy maintenance across all living areas and bedrooms. Don’t miss the opportunity to enjoy modern living in a convenient Ocala location. Schedule your showing today! Note 1: Photos are renderings and may differ from the final completed home. Images are for illustrative purposes only. Note 2: Construction on this home will begin once it is purchased by the buyer. Construction financing options are available, including loan programs that can convert to a conventional mortgage upon completion of the home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,367

Sqft

0.26 ac

Lot size

2

Garage

2026

Year built

One

Levels

$183

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$522/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,786 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$1,786/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$228KedgeAI estimate $251,272 · range $238K$259K$269K

vs edgeAI estimate

−0.5%

$/sqft vs Ocala actives

$183 vs $184

Days on market

151 vs 48 typical

Where $183/sqft sits among the 400 Ocala actives

135
162 · this home
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 47 FISHER LANE TRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Mar 5, 2026Listed at $250,000 · 151 days on market since
2026Built · SILVER SPGS SHORES UN #38

Reality check

What actually sold near 47 FISHER LANE TRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

115 GUAVA PLACE DRIVESold · Aug ’25

$235,000

115 GUAVA PLACE DRIVE · same community

3 bd · 2 ba · 1,370 sqft · $172/sqft · 196 DOM

102 GUAVA PASSSold · Jan ’26

$240,000

102 GUAVA PASS · same community

3 bd · 2 ba · 1,399 sqft · $172/sqft · 156 DOM

120 GUAVA PASSSold · Mar ’26

$266,500

120 GUAVA PASS · same community

3 bd · 2 ba · 1,412 sqft · $189/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 47 FISHER LANE TRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 47 FISHER LANE TRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

47 FISHER LANE TRACE FAQs

What would the monthly payment be for 47 FISHER LANE TRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,786/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 47 FISHER LANE TRACE?+

The most recent tax bill on record (2025) was $522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $250,000, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 47 FISHER LANE TRACE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COUNTRYWIDE REALTY PARTNERS, LLC · Guilherme Sillman. MLS #O6388155.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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