635 CHOCKTAW STREET, LAKE MARY, FL, 32746
Active159 days on marketListed Mar 5, 2026MLS #O6388094
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About this home
635 CHOCKTAW STREET
RESORT-STYLE POOL LIVING ON TIMACUAN GOLF COURSE Experience Florida resort-style living in this beautiful Timacuan golf course home, uniquely positioned with the front yard overlooking the 17th green and the backyard overlooking the 18th tee. Relax by the completely renovated pool and spa, featuring new tile and a high-end quartz Diamond Brite finish. Entertain under the spacious high-ceiling covered patio or enjoy the large backyard and beautiful golf course views. Located in desirable Lake Dawson Estates, this 4-bedroom, 3-bath home with 2,780 sq. ft. features an open floor plan, high ceilings, abundant natural light, and inviting indoor-outdoor living. A July 2026 four-point inspection reported the major systems in satisfactory/working condition: 1. Roof: Full architectural-shingle replacement in 2018, with approximately 22 years of remaining useful life. 2. HVAC: Installed/updated in 2022 and reported in good working order. 3. Plumbing: Completely re-piped with PEX in 2024; fixtures and connections rated satisfactory. 4. Electrical: 200-amp General Electric panels with copper wiring, rated satisfactory with no listed hazards. Additional improvements include the pool renovation (2025), newer water heater and kitchen appliances, plus ongoing updates throughout the property. Conveniently located near top Seminole County schools, shopping, dining, parks, medical centers, and major highways. Resort-style pool living, golf views from front to back, and your own private Florida retreat—right at home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,780
Sqft
0.47 ac
Lot size
3
Garage
1989
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,991 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,991/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Lake Mary actives
$270 vs $235
Days on market
159 vs 46 typical
Where $270/sqft sits among the 159 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timacuan
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Timacuan — neighborhood snapshot
Population
4,858
Median age
45
Median income
$112,447
Median home value
$460,442
Avg household
3
Households w/ children
539
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
94 of 159
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 635 CHOCKTAW STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$777,000
587 MASALO PLACE
4 bd · 4 ba · 2,826 sqft · $275/sqft · 11 DOM
Sold · Feb ’26$580,000
590 LAKE COVEN COURT
4 bd · 3 ba · 2,580 sqft · $225/sqft · 73 DOM
Sold · Jul ’26$725,000
1314 PATTERSON TERRACE
4 bd · 3.5 ba · 3,011 sqft · $241/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 635 CHOCKTAW STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 635 CHOCKTAW STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
635 CHOCKTAW STREET FAQs
What would the monthly payment be for 635 CHOCKTAW STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,991/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 635 CHOCKTAW STREET?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 635 CHOCKTAW STREET?+
The most recent tax bill on record (2024) was $4,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 635 CHOCKTAW STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $750,000, this home is listed about 76% above the Lake Mary median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 635 CHOCKTAW STREET?+
Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 94% above the LAKE MARY 32746 median — but at 2,780 sqft it's also 44% larger than the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
159 days on market against a Lake Mary median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $830,000, now $750,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Gustavo Martinez. MLS #O6388094.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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