3309 GRANDE HERON DRIVE, ST CLOUD, FL, 34773
Active140 days on marketListed Mar 6, 2026MLS #O6387904
About this home
3309 GRANDE HERON DRIVE
Don't miss your opportunity to own this turn-key townhome that has never been lived in!!! This beautiful townhome at Harmony Isle delivers low-maintenance living without compromise. Enjoy 1,742?sq?ft of thoughtfully designed space with 3 bedrooms, 2½ baths, a versatile loft and an oversized rear-entry 2-car garage. The open-concept layout seamlessly unites the kitchen, dining and great room. Cook and entertain in style with 42-inch white cabinetry, granite countertops and a large island; upscale finishes include stainless-steel appliances, metal balusters on the staircase and durable tile on the first-floor and in wet areas. Plush carpet in the bedrooms and luxury vinyl plank on the main level add warmth and comfort. Outside your door, Harmony Isle offers an unbeatable resort-style lifestyle. Spend the day on Buck Lake, cool off in the pool, or explore more than 12 miles of paved nature trails. Residents also enjoy a community boat share for kayaking or canoeing, basketball, sand-volleyball and shuffleboard courts, a splash pad, dog park, and the 260-acre Harmony Golf Preserve. Top-rated elementary, middle and high schools are located within the community. And with a location just 15 minutes south of Lake Nona and convenient to shopping, dining, attractions, Space Coast beaches and major airports, this home truly offers the ideal mix of natural beauty and accessibility. Don’t miss your chance to make this pristine, turn-key townhome your personal oasis in Harmony Isle!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,742
Sqft
0.04 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs St Cloud actives
$201 vs $220
Days on market
140 vs 33 typical
Where $201/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3309 GRANDE HERON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$399,000
3320 GRANDE HERON DRIVE · same community
5 bd · 3.5 ba · 2,465 sqft · $162/sqft · 65 DOM
Sold · Sep ’25$354,999
3311 GRANDE HERON DRIVE
4 bd · 2.5 ba · 1,734 sqft · $205/sqft · 51 DOM
Sold · Sep ’25$332,989
6915 FIVE OAKS DRIVE
3 bd · 2.5 ba · 1,777 sqft · $187/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3309 GRANDE HERON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3309 GRANDE HERON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3309 GRANDE HERON DRIVE FAQs
What would the monthly payment be for 3309 GRANDE HERON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,729/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3309 GRANDE HERON DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3309 GRANDE HERON DRIVE?+
The most recent tax bill on record (2025) was $3,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3309 GRANDE HERON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $349,900, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3309 GRANDE HERON DRIVE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 15% above the ST CLOUD 34773 median.
02Time on market is leverage
140 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Tiffany Vazquez. MLS #O6387904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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