10221 BEAM STREET, JACKSONVILLE, FL, 32218
Active142 days on marketListed Mar 11, 2026MLS #O6387682
About this home
10221 BEAM STREET
Owner financing available with 25% down. Main house is 2 beds 1 bath and it also has another house on the back thats 1 bed 1 bath but needs remmodeling. Very large lot and the main house is in very good condition.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,031
Sqft
0.29 ac
Lot size
1
Garage
1960
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$162 vs $175
Days on market
142 vs 32 typical
Where $162/sqft sits among the 135 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside College Park
Get to know Jacksonville. See the full Jacksonville guide →
College Park — neighborhood snapshot
Population
2,346
Median age
35
Median income
$58,052
Median home value
$256,718
Avg household
3
Households w/ children
281
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$324K → $341K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
62 of 135
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the JACKSONVILLE 32218 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 10221 BEAM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$125,000
10172 MELANIE AVENUE · same community
4 bd · 2 ba · 1,350 sqft · $93/sqft · 89 DOM
Sold · Jul ’26$34,300
10213 BEAM STREET · same community
1 bd · 1 ba · 434 sqft · $79/sqft · 56 DOM
Sold · Aug ’25$210,000
2134 JAYSON AVENUE
3 bd · 2 ba · 1,027 sqft · $204/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10221 BEAM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10221 BEAM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10221 BEAM STREET FAQs
What would the monthly payment be for 10221 BEAM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,478/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10221 BEAM STREET?+
The most recent tax bill on record (2025) was $3,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $167,000, this home is listed about 41% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10221 BEAM STREET?+
Garden City Elementary School (elementary), Highlands Middle School (middle), Jean Ribault High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$167,000 runs 42% above the JACKSONVILLE 32218 median.
02Time on market is leverage
142 days on market against a Jacksonville median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $174,000, now $167,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BANERSY REAL ESTATE, LLC · Francisco Seijas. MLS #O6387682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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