David Ramirez
$3,900$4,0004 bd4 ba3,486 sqft$1 /sqft$188 /mo all-in ↓

119 ELISSAR DRIVE, DEBARY, FL, 32713

Active142 days on marketListed Mar 4, 2026MLS #O6387364

Priced 99% below the DEBARY 32713 medianReduced $100Single Family ResidenceRIVIERA BELLA UNIT 01

About this home

119 ELISSAR DRIVE

Step into luxury the moment you arrive at this meticulously maintained two-story residence, offering 4 bedrooms, 5 baths, and 3486 square feet of beautifully crafted living space. The home welcomes you with a sense of elegance, beginning with the first-floor primary suite that provides comfort and convenience, while the gorgeous kitchen—complete with counter seating, an inviting eat-in area, and a formal dining room—sets the stage for memorable gatherings. The flow continues into both a formal living room and a cozy family room, creating spaces that feel perfect for everything from relaxed evenings to lively entertaining. Upstairs, the home truly comes to life. A sprawling loft opens up to a stylish bar and lounge area, leading you to a private theater that feels like an escape of its own. Even better, the theater seating can remain for tenants who want the full cinematic experience from day one. Three additional bedrooms, each with its own bath, offer privacy and comfort for family or guests. The charm continues outdoors, where a screened-in porch looks out over a tranquil backyard designed for unwinding. With several seating areas, it’s the ideal spot to start your morning or end the day in peace. A spacious three-car garage adds practicality, while the downstairs laundry room keeps chores simple and convenient. What truly sets this home apart is the community it belongs to. Set along the St. John’s River, residents enjoy private boat access and the kind of amenities that feel more like a luxury retreat—an impressive clubhouse with a sparkling pool, a well-equipped fitness center, a fun playroom, and a comfortable media room. The clubhouse is even available for private events. All of this is nestled behind a guarded gate, ensuring both privacy and peace of mind. Homes for rent in this highly sought-after community rarely come available, making this an exceptional opportunity to experience a lifestyle defined by beauty, comfort, and exclusivity.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,486

Sqft

0.18 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$1

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

ExteriorCourtyard · Private Yard · Storage

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $137Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $137
Interest rate6.00%
Loan term

Estimated payment

$188/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Debary actives

$1 vs $205

Days on market

142 vs 31 typical

Where $1/sqft sits among the 111 Debary actives

0 · this home
0
4
35
50
22
$1–50$50–98$98–146$146–195$195–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riviera Bella

Map of 119 ELISSAR DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando39 min
Universal Orlando52 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

Riviera Bella — neighborhood snapshot

Population

1,372

Median age

46

Median income

$123,261

Median home value

$413,500

Avg household

3

Households w/ children

125

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$393K$391K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

47 of 111

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,900 $100
Mar 4, 2026Listed at $4,000 · 142 days on market since
2006Built · RIVIERA BELLA UNIT 01

Reality check

What actually sold near 119 ELISSAR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

111 SAN LUCIA DRIVESold · May ’26

$635,000

111 SAN LUCIA DRIVE · same community

4 bd · 4 ba · 3,290 sqft · $193/sqft · 28 DOM

102 SAN LUCIA DRIVESold · Sep ’25

$550,000

102 SAN LUCIA DRIVE · same community

4 bd · 3 ba · 2,433 sqft · $226/sqft · 4 DOM

611 FIORELLA COURTSold · Dec ’25

$310,000

611 FIORELLA COURT · same community

3 bd · 2 ba · 2,123 sqft · $146/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 119 ELISSAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 119 ELISSAR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

119 ELISSAR DRIVE FAQs

What would the monthly payment be for 119 ELISSAR DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 119 ELISSAR DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $3,900, this home is listed about 99% below the Debary median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 119 ELISSAR DRIVE?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DEBARY 32713 market on paper

$3,900 is 99% below the DEBARY 32713 median of $313,785, and at $1/sqft it sits under the Debary average of $211.

02Time on market is leverage

142 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $4,000, now $3,900 — a $100 cut. The full history is in the market section below.

Listing courtesy of PREFERRED REAL ESTATE BROKERS · Stacey Payne. MLS #O6387364.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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