202 SW HOLDEN TERRACE, PORT ST LUCIE, FL, 34984
Active166 days on marketListed Mar 3, 2026MLS #O6387189
About this home
202 SW HOLDEN TERRACE
Welcome to 202 SW Holden Terrace a beautifully updated 4-bedroom, 2-bath home positioned on a spacious corner lot in a peaceful Port St. Lucie neighborhood with no HOA. Vaulted ceilings and a functional floor plan create an ideal balance of openness and privacy throughout the home. The inviting family room is centered around a cozy wood burning fireplace, offering the perfect backdrop for relaxing evenings or gathering with friends and family. Fresh interior paint enhances the bright, airy feel from room to room. Recent improvements provide valuable peace of mind, including a new roof, water heater, washer, dryer, refrigerator, and dishwasher allowing an extra level of comfort. The freshly painted 2-car garage with a solid wood garage door adds both curb appeal and practicality. For modern convenience, the home is equipped with two fast EV charging stations, making it ideal for electric vehicle owners. An additional rear parking area offers excellent space for RVs, boats, or recreational toys with no association restrictions which is a rare find. Two storage sheds provide added versatility, and the expansive corner lot enhances privacy and usability. Enjoy true Florida living from the enclosed patio/bonus room that leads outside to a beautifully maintained and open backyard. A whole-house generator provides added confidence and preparedness year-round. Conveniently located near area parks, major freeway access, and the excitement of St. Lucie Mets games, this property combines everyday convenience with a quiet residential setting. Offering space, thoughtful updates, flexibility, and freedom. This is a home that truly checks all the boxes. Don’t miss your opportunity to make it yours.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,860
Sqft
0.3 ac
Lot size
2
Garage
1985
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,157 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,157/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port St Lucie actives
$202 vs $228
Days on market
166 vs 52 typical
Where $202/sqft sits among the 399 Port St Lucie actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port St Lucie
Get to know Port St Lucie. See the full Port St Lucie guide →
PORT ST LUCIE 34984 — neighborhood snapshot
Population
19,207
Median age
44
Median income
$79,766
Median home value
$324,900
Avg household
2.84
Households w/ children
2,014
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port St Lucie market
$366K → $376K
Port St Lucie median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
72 of 399
Port St Lucie actives have cut their price
Median sold price, Port St Lucie, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the PORT ST LUCIE 34984 median. See the full Port St Lucie market guide →
Paper trail
This home's history
Reality check
What actually sold near 202 SW HOLDEN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$395,000
2050 SW LIBRA LANE · same community
4 bd · 2 ba · 1,836 sqft · $215/sqft · 22 DOM
Sold · Dec ’25$345,000
1757 SE Aires Ln, Port St. Lucie FL 34984 · same community
4 bd · 2 ba · 1,900 sqft · $182/sqft · 112 DOM
Sold · Jan ’26$389,900
155 SW DE GOUVEA TERRACE · same community
4 bd · 2 ba · 2,020 sqft · $193/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 202 SW HOLDEN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 202 SW HOLDEN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
202 SW HOLDEN TERRACE FAQs
What would the monthly payment be for 202 SW HOLDEN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,157/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 202 SW HOLDEN TERRACE?+
The most recent tax bill on record (2025) was $7,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port St Lucie?+
At $375,000, this home is listed about 14% below the Port St Lucie median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 202 SW HOLDEN TERRACE?+
Southport Middle School (middle), Morningside Elementary School (elementary), Mariposa Elementary School (elementary), Treasure Coast High School (high), Village Green Environmental Studies School (elementary), Northport K-8 School (elementary), Savanna Ridge Elementary School (elementary) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PORT ST LUCIE 34984 market on paper
$375,000 is 17% below the PORT ST LUCIE 34984 median of $450,000, and at $202/sqft it sits under the Port St Lucie average of $255.
02Time on market is leverage
166 days on market against a Port St Lucie median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Southport Middle School, Morningside Elementary School, Mariposa Elementary School, Treasure Coast High School, Village Green Environmental Studies School, Northport K-8 School, Savanna Ridge Elementary School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,000, now $375,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEVEST REALTY · Ryan Jarman. MLS #O6387189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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