David Ramirez
$135,000$142,0001 bd1 ba680 sqft$199 /sqft$1,139 /mo all-in ↓

221 COLUMBIA DRIVE UNIT 340, CAPE CANAVERAL, FL, 32920

Active163 days on marketListed Mar 3, 2026MLS #O6387118

Priced 56% below the CAPE CANAVERAL 32920 medianReduced $7KCondominiumCOLUMBIAD PLAZA SUBD

About this home

221 COLUMBIA DRIVE UNIT 340

Live the beach lifestyle in this charming 1-bedroom, 1-bath condo just steps from the sand! Located at 221 Columbia Dr. #340 in beautiful Cape Canaveral. This inviting unit offers comfort, convenience, and coastal charm all in one. Enjoy your morning coffee or evening breeze from the private balcony with a lovely view. The bright living area flows into a well-appointed kitchen and a spacious bedroom designed for relaxation. Just a short 10-15-minute walk to the beach, you can easily soak up the sun anytime you like. The community features a sparkling swimming pool and is nestled in a quiet, well-maintained neighborhood. Whether you're looking for a vacation getaway, investment property, or a rental DON'T MISS YOUR CHANCE TO OWN A SLICE OF PARADISE!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

680

Sqft

0.02 ac

Lot size

1966

Year built

Three Or More

Levels

$199

Per sqft

Pool view

Inside

FlooringLaminate
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionStucco
FoundationBlock · Concrete Perimeter
ViewPool
FacesSouth
ParkingOpen
ExteriorBalcony · Lighting

Community & fees

Taxes (2024)$1,495/yr
PetsNo
CommunityPool

Utilities & systems

UtilitiesPublic · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,139 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$795
FHA mortgage insurance (est.)$60
Property tax — 2024 actual bill$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,725
Interest rate6.00%
Loan term

Estimated payment

$1,139/mo

Principal & interest$795
FHA mortgage insurance (est.)$60
Property taxes (actual bill)$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $135K
$130KedgeAI estimate $149,072 · range $144K$162K$169K

vs edgeAI estimate

−9.4%

$/sqft vs Cape Canaveral actives

$199 vs $283

Days on market

163 vs 54 typical

Where $199/sqft sits among the 30 Cape Canaveral actives

12 · this home
7
4
4
0
3
$181–243$243–305$305–368$368–430$430–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Canaveral

Map of 221 COLUMBIA DRIVE UNIT 340

Drive times from this address

Orlando Int’l Airport (MCO)51 min
Downtown Orlando58 min
Universal Orlando65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Cape Canaveral. See the full Cape Canaveral guide →

CAPE CANAVERAL 32920 — neighborhood snapshot

Population

9,964

Median age

59.4

Median income

$70,734

Median home value

$323,900

Avg household

1.69

Households w/ children

367

For the school run

Brevard County School District

ElementaryCape View Elementary School★★★★★
HighCocoa Beach Junior/Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Canaveral market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$290K$263K

Cape Canaveral median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

9 of 30

Cape Canaveral actives have cut their price

Median sold price, Cape Canaveral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the CAPE CANAVERAL 32920 median. See the full Cape Canaveral market guide →

Paper trail

This home's history

CurrentPrice reduced to $135,000 $7K
Mar 3, 2026Listed at $142,000 · 163 days on market since
1966Built · COLUMBIAD PLAZA SUBD

Reality check

What actually sold near 221 COLUMBIA DRIVE UNIT 340

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

221 COLUMBIA DRIVE UNIT 342Sold · May ’26

$95,000

221 COLUMBIA DRIVE UNIT 342

1 bd · 1 ba · 680 sqft · $140/sqft · 121 DOM

221 COLUMBIA DRIVE UNIT 342Sold · May ’26

$95,000

221 COLUMBIA DRIVE UNIT 342

1 bd · 1.5 ba · 680 sqft · $140/sqft · 0 DOM

225 OCEAN PARK LANE UNIT V53Sold · May ’26

$210,000

225 OCEAN PARK LANE UNIT V53

1 bd · 1 ba · 703 sqft · $299/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 221 COLUMBIA DRIVE UNIT 340 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 221 COLUMBIA DRIVE UNIT 340 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

221 COLUMBIA DRIVE UNIT 340 FAQs

What would the monthly payment be for 221 COLUMBIA DRIVE UNIT 340?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,139/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 221 COLUMBIA DRIVE UNIT 340?+

The most recent tax bill on record (2024) was $1,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 221 COLUMBIA DRIVE UNIT 340?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Canaveral?+

At $135,000, this home is listed about 64% below the Cape Canaveral median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 221 COLUMBIA DRIVE UNIT 340?+

Cape View Elementary School (elementary), Cocoa Beach Junior/Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CAPE CANAVERAL 32920 market on paper

$135,000 is 56% below the CAPE CANAVERAL 32920 median of $310,000, and at $199/sqft it sits under the Cape Canaveral average of $304.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

163 days on market against a Cape Canaveral median of 54 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cape View Elementary School, Cocoa Beach Junior/Senior High School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $142,000, now $135,000 — a $7K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY PREMIER LLC · Leslie Tavarez. MLS #O6387118.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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