5501 S ATLANTIC AVENUE UNIT 306, NEW SMYRNA BEACH, FL, 32169
Active141 days on marketListed Mar 25, 2026MLS #O6386777
About this home
5501 S ATLANTIC AVENUE UNIT 306
Oceanfront two-bedroom, two-bath at Sandpiper Condominium offers direct, unobstructed Atlantic views located on the no driving part of New Smyrna Beach. Ocean views from master suite with a king bed and ensuite bath, a second bedroom with two sets of bunk beds (queen beds underneath and twins above), a full kitchen with stainless steel appliances, and a private balcony accessible from the living area. Warm coastal decor features an airy, open-concept design maximizing natural light and ocean views, using a palette of cream, soft blues, teals, and sandy neutrals. This is condo is in high demand for rental guests, due to the third-floor location and the ample sleeping accommodations. Wonderful rental opportunity or family vacation home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,299
Sqft
1.57 ac
Lot size
1973
Year built
Three Or More
Levels
$789
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,272 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,272/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+109.7%
$/sqft vs New Smyrna Beach actives
$789 vs $378
Days on market
141 vs 70 typical
Where $789/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32169 — neighborhood snapshot
Population
10,527
Median age
64.3
Median income
$99,260
Median home value
$485,400
Avg household
1.74
Households w/ children
373
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5501 S ATLANTIC AVENUE UNIT 306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$487,000
7612 WINGING WAY DRIVE · same community
3 bd · 2 ba · 1,543 sqft · $316/sqft · 16 DOM
Sold · Apr ’26$365,000
2420 SE Shipping Road, Port St. Lucie FL 34952 · same community
3 bd · 2 ba · 1,572 sqft · $232/sqft · 23 DOM
Sold · Oct ’25$430,000
7918 SOARING TRAIL LANE · same community
3 bd · 2 ba · 1,737 sqft · $248/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5501 S ATLANTIC AVENUE UNIT 306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5501 S ATLANTIC AVENUE UNIT 306 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5501 S ATLANTIC AVENUE UNIT 306 FAQs
What would the monthly payment be for 5501 S ATLANTIC AVENUE UNIT 306?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,272/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5501 S ATLANTIC AVENUE UNIT 306?+
The most recent tax bill on record (2025) was $14,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5501 S ATLANTIC AVENUE UNIT 306?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,025,000, this home is listed about 99% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 5501 S ATLANTIC AVENUE UNIT 306?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,025,000 runs 97% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
141 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SOUTH BEACH RESORT PROPERTIES · Diane Garrett. MLS #O6386777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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