David Ramirez
$449,0004 bd2 ba2,298 sqft$195 /sqft$3,645 /mo all-in ↓

3539 MAPLE RIDGE LOOP, KISSIMMEE, FL, 34741

Active146 days on marketListed Feb 27, 2026MLS #O6386171

Single Family ResidenceFOREST EDGE

About this home

3539 MAPLE RIDGE LOOP

Welcome to this stunning move-in ready waterfront home! New Roof in January 2025! Nestled in highly sought-after gated community of Weston Reserve, and in a prime location in Kissimmee. Used as a second home, this impeccable 4-bedroom, 2-bath home offers a spacious open floor plan. Step inside to a bright foyer, high ceilings, and generously sized separate formal living room and dining room. The kitchen is both functional and welcoming, featuring 42” cabinetry with ample space, beautiful appliances, cozy breakfast nook, and openly leads to dining and family room – ideal for everyday living, hosting and entertaining. Sliding glass doors in both family room and primary suite open up to an oversized screened LANAI overlooking the beautiful pond and conservation area with serene atmosphere and no rear neighbors. The spacious primary suite boasts 2 walk-in closets, a peaceful retreat with private access to the patio and backyard—ideal for enjoying quiet mornings outdoors, and tranquil relaxation after a long day. The ensuite bathroom includes a beautifully tiled walk-in shower, a dual vanity with ample storage, and a huge spa tub. All 4 bedrooms, family room and Lanai has ceiling fans installed. Extended patio and backyard are ideal for BBQs, big family gatherings, and for little ones or pets to play around. Residents enjoy resort-style amenities, including a community pool, sand volleyball court, playground, BBQ area, and a private gated path access to Kissimmee Loop Trail, and the Shingle Creek Regional Trail. Located within close proximity to the Town Loop Shopping Center, this home provides unmatched convenience to restaurants, retails, gyms, supermarkets and everyday essentials. Conveniently located near major highways, Hospitals, schools, and churches. Orlando International Airport (MCO), Theme Parks, and International Drive’s iconic attractions are all within easy reach. Easy access and prime location make this home ideal for families, professionals, or anyone looking to enjoy the best of Florida living. Don’t miss your chance to make this wonderful property your dream home—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,298

Sqft

0.15 ac

Lot size

2

Garage

2003

Year built

One

Levels

$195

Per sqft

Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Terrazzo
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ExteriorSidewalk · Sprinkler Metered

Community & fees

HOA fee$73/mo
Taxes (2025)$6,844/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Available · Sprinkler Meter · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,645 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$570
HOA fee — from the listing$73
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,645/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$570
HOA / condo fee$73
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$384KedgeAI estimate $427,293 · range $400K$462K$480K

vs edgeAI estimate

+5.1%

Days on market

146 vs 45 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Forest Edge

Map of 3539 MAPLE RIDGE LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando23 min
Orlando Int’l Airport (MCO)26 min
Downtown Orlando26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Forest Edge — neighborhood snapshot

Population

1,484

Median age

32

Median income

$70,575

Median home value

$265,600

Avg household

3

Households w/ children

176

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

Feb 27, 2026Listed at $449,000 · 146 days on market since
2003Built · FOREST EDGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3539 MAPLE RIDGE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3539 MAPLE RIDGE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3539 MAPLE RIDGE LOOP FAQs

What would the monthly payment be for 3539 MAPLE RIDGE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,645/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3539 MAPLE RIDGE LOOP?+

The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3539 MAPLE RIDGE LOOP?+

The most recent tax bill on record (2025) was $6,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3539 MAPLE RIDGE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $449,000, this home is listed about 18% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 3539 MAPLE RIDGE LOOP?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 95% above the KISSIMMEE 34741 median — but at 2,298 sqft it's also 26% larger than the typical Kissimmee listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

146 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Dolly Strahan. MLS #O6386171.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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