David Ramirez
$1,290,000$1,425,000$7,995 /mo all-in ↓

617 E CHURCH STREET, ORLANDO, FL, 32801

Active160 days on marketListed Feb 25, 2026MLS #O6385695

Reduced $135KWILMOTT J W REV

About this home

617 E CHURCH STREET

The 0.22-acre parcel is approved for five (5) dwelling units. A rare opportunity to purchase a vacant lot for new construction within two city blocks of Lake Eola (downtown Orlando's crown jewel city park). This is a premier location adjacent to Thornton Park historic district (restaurants, bars, retail, residential). Walkscore of 93 is classified as Walker's Paradise. The parking requirements for this location is only 1 parking space per dwelling unit. Electricity, water and sewer are already available on the property! Right in the heart of Orlando with easy access to everything you love about DTO from the Farmer's markets and events around Lake Eola to theatre at Dr. Phillips center of performing arts and beyond. All of this within walking distance of Thornton Park, Lake Eola, Constitution Green Dog Park, and the Dr. Phillips Performing Arts Center — and just minutes from Orlando Health, the Kia Center, and some of the city's best dining and shopping.

Facts & features

The home at a glance

0.22 ac

Lot size

City view

Inside

Outside & construction

ViewCity
FacesSouth

Community & fees

Taxes (2025)$4,683/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Fire Hydrant · Phone Available · Public · Sewer Available · Street Lights · Utility Pole · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,995 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,961
PMI (est., until 20% equity)$484
Property tax — 2025 actual bill$390
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,000
Interest rate6.00%
Loan term

Estimated payment

$7,995/mo

Principal & interest$6,961
PMI (est., until 20% equity)$484
Property taxes (actual bill)$390
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South Eola

Map of 617 E CHURCH STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando3 min
Universal Orlando16 min
Orlando Int’l Airport (MCO)20 min
Walt Disney World29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

South Eola — neighborhood snapshot

Population

2,954

Median age

32

Median income

$86,458

Median home value

$535,205

Avg household

1

Households w/ children

71%

For the school run

Orange County School District

ElementaryHillcrest Elementary★★★★★
ElementaryLake Como School★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$409K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 542% above the ORLANDO 32801 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,290,000 $135K
Feb 25, 2026Listed at $1,425,000 · 160 days on market since

Reality check

What actually sold near 617 E CHURCH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

819 E PINE STREETSold · Jan ’26

$600,000

819 E PINE STREET · same community

2 bd · 2 ba · 1,390 sqft · $432/sqft · 33 DOM

705 E PINE STREETSold · Feb ’26

$695,000

705 E PINE STREET · same community

3 bd · 2.5 ba · 2,103 sqft · $330/sqft · 123 DOM

716 E PINE STREETSold · Apr ’26

$1,025,000

716 E PINE STREET · same community

4 bd · 3 ba · 2,271 sqft · $451/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 617 E CHURCH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 617 E CHURCH STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

617 E CHURCH STREET FAQs

What would the monthly payment be for 617 E CHURCH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 617 E CHURCH STREET?+

The most recent tax bill on record (2025) was $4,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $1,290,000, this home is listed about 227% above the Orlando median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 617 E CHURCH STREET?+

Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,290,000 runs 542% above the ORLANDO 32801 median.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

160 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,425,000, now $1,290,000 — a $135K cut. The full history is in the market section below.

Listing courtesy of CITY REALTY · Hans Hahne. MLS #O6385695.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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617 E CHURCH STREET, ORLANDO, FL — $1,290,000 | CENTURY 21 Edge