1401 N FULLERS CROSS ROAD, WINTER GARDEN, FL, 34787
Pending167 days on marketListed Feb 25, 2026MLS #O6385497
About this home
1401 N FULLERS CROSS ROAD
Are you looking for a perfect place to build your dream home? Look no further than this expansive open space, featuring stunning lakefront sunsets over Lake Apopka, one of the largest and most beautiful lakes in Central Florida. This 3.0 acre lot offers breathtaking views of true Florida it's surrounding nature, as well as access to fishing, boating, and wildlife watching. You will enjoy the tranquility and privacy of this lot, while being close to the amenities and attractions of Winter Garden, a charming and historic city with a vibrant downtown, farmers market, and festivals. Winter Garden boasts premier dining, shopping, and top-rated schools. An unparalleled blend of land, location, and lifestyle. Experience true freedom from HOA or CDD fees and restrictions. Don't miss this rare opportunity to own a piece of paradise on Lake Apopka! Bring your own builder and create a custom masterpiece in this highly sough after location, and take advantage of the luxury of expansive open space and the upscale charm of Winter Garden. Sample site plan, with wetland impact, available upon request.
Facts & features
The home at a glance
3.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $623K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 N FULLERS CROSS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$135,000
1422 BASIN STREET
4 bd · 1 ba · 880 sqft · $153/sqft · 60 DOM
Sold · Feb ’26$375,000
329 W BAY STREET
2 bd · 1 ba · 1,004 sqft · $374/sqft · 104 DOM
Sold · Aug ’25$450,000
85 N BOYD STREET
3 bd · 1 ba · 1,067 sqft · $422/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 N FULLERS CROSS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 N FULLERS CROSS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1401 N FULLERS CROSS ROAD FAQs
What would the monthly payment be for 1401 N FULLERS CROSS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1401 N FULLERS CROSS ROAD?+
The most recent tax bill on record (2025) was $1,939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Garden?+
At $395,000, this home is listed about 31% below the Winter Garden median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1401 N FULLERS CROSS ROAD?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER GARDEN 34787 market on paper
$395,000 is 26% below the WINTER GARDEN 34787 median of $534,450.
02Time on market is leverage
167 days on market against a Winter Garden median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Paul Donovan. MLS #O6385497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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