109 AVENHAM DRIVE, DELAND, FL, 32724
Active158 days on marketListed Feb 26, 2026MLS #O6385448
About this home
109 AVENHAM DRIVE
Seller Financing available! This Move-In Ready single-family home in Victoria Gardens gated guard-secure 55+ Community, features an open living space—all on one easy-to-navigate floor. The open layout seamlessly connects the living, dining, and kitchen areas, perfect for entertaining or relaxing. Enjoy the added convenience of garage entry through the laundry room. Step outside to a stunning backyard with picturesque views of gardens and trees, offering privacy and a sense of space rarely found among neighboring properties. The community, residents enjoy a wealth of amenities including pickleball and tennis courts, a clubhouse with regular activities and entertainment, an on-site restaurant, and golf cart-friendly streets. The community’s prime location provides quick access to major roads and nearby shopping, dining, and other local attractions. This home is truly move-in ready, and seller financing is available with attractive interest rates and terms upon request—making your dream of Florida living more accessible than ever. Don’t miss your chance to enjoy an active, carefree lifestyle in this exceptional home! Schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,508
Sqft
0.15 ac
Lot size
2
Garage
2005
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,052 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Deland actives
$203 vs $206
Days on market
158 vs 44 typical
Where $203/sqft sits among the 390 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
197 of 390
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 AVENHAM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$305,000
406 RAVENSHILL WAY · same community
3 bd · 2 ba · 1,561 sqft · $195/sqft · 171 DOM
Sold · Dec ’25$301,500
215 COLETON LANE · same community
2 bd · 2 ba · 1,439 sqft · $210/sqft · 13 DOM
Sold · Nov ’25$296,000
417 VICTORIA HILLS DRIVE · same community
3 bd · 2 ba · 1,589 sqft · $186/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 AVENHAM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 AVENHAM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 AVENHAM DRIVE FAQs
What would the monthly payment be for 109 AVENHAM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,052/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 AVENHAM DRIVE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 AVENHAM DRIVE?+
The most recent tax bill on record (2025) was $4,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 AVENHAM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $305,999, this home is listed about 20% below the Deland median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 109 AVENHAM DRIVE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DELAND 32724 market on paper
$305,999 is 4% below the DELAND 32724 median of $319,000, and at $203/sqft it sits under the Deland average of $218.
02Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
158 days on market against a Deland median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $324,999, now $305,999 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Pedro Aguilar. MLS #O6385448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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