David Ramirez
$1,450,0004 bd3.5 ba3,985 sqft$364 /sqft$9,511 /mo all-in ↓

4796 SOPHIA DRIVE, AVE MARIA, FL, 34142

Active156 days on marketListed Feb 26, 2026MLS #O6385409

WaterfrontPrivate poolSingle Family ResidenceMAPLE RDG/AVE MARIA PH 6C

About this home

4796 SOPHIA DRIVE

One of one, a showpiece designed for resort-style living 24/7 in one of the only cul de sac in Ave María. Offering 3,985 sq ft under air | 5,061 total sq ft | 1,800 sq ft of backyard living, this 4-bedroom + loft - 3 car garage estate blends tropical elegance with modern luxury. Enter through a covered screened entry and experience seamless indoor-outdoor living with four massive custom impact glass sliding doors opening to a breathtaking 50’ x 30’ covered screened patio with travertine floors. Interior Features: Porcelain tile downstairs, premium luxury waterproof vinyl floors upstairs, custom maple staircase, Chef’s kitchen with Kitchen Aid double oven, an addition secondary oven, induction cooktop & quartz backsplash from counter to ceiling. Massive 10 x 4 island for great entertainment and your gatherings. Custom pantry & laundry built-ins, designer half bath with floor-to-ceiling statement wallpaper. 7” gutters & whole-home, KINETICO water filtration system. Electric Car charger ready. Outdoor Oasis: Insulated covered living area + screened enclosure, Arhaus modular summer kitchen with integrated Hestan BBQ, tropical landscape with christmas palms creating total privacy & ambiance. Casa Bali is truly one of one — semi-custom built, thoughtfully designed, and unlike anything else on the market.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,985

Sqft

0.25 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$364

Per sqft

Private poolWaterfrontNegotiablePets allowed

Inside

FlooringPorcelain Tile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCentral Vacuum · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesWest
ParkingDriveway
ExteriorOther

Community & fees

HOA fee$160/mo
Taxes (2025)$9,880/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,511 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$823
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$9,511/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$823
HOA / condo fee$160
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ave Maria actives

$364 vs $223

Days on market

156 vs 21 typical

Where $364/sqft sits among the 36 Ave Maria actives

17
10
4
2
0
3 · this home
$185–219$219–253$253–287$287–321$321–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ave Maria

Map of 4796 SOPHIA DRIVE inside its neighborhood boundary

Get to know Ave Maria. See the full Ave Maria guide →

Ave Maria — neighborhood snapshot

Population

6,826

Median age

45

Median income

$92,458

Median home value

$404,250

Avg household

3

Households w/ children

501

For the school run

Collier County School District

ElementaryEstates Elementary School★★★★
HighPalmetto Ridge High School★★★★★
MiddleCorkscrew Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ave Maria market

Seller’s marketLeans buyer10.0 months of inventoryBuyer’s market

$418K$575K

Ave Maria median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

4 of 36

Ave Maria actives have cut their price

Median sold price, Ave Maria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 278% above the AVE MARIA 34142 median. See the full Ave Maria market guide →

Paper trail

This home's history

Feb 26, 2026Listed at $1,450,000 · 156 days on market since
2022Built · MAPLE RDG/AVE MARIA PH 6C

Reality check

What actually sold near 4796 SOPHIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5197 Julienne Road, Ave Maria FL 34142Sold · Apr ’26

$790,000

5197 Julienne Road, Ave Maria FL 34142

4 bd · 3.5 ba · 3,985 sqft · $198/sqft · 82 DOM

4996 Corrado Ave, Ave Maria FL 34142Sold · May ’26

$640,000

4996 Corrado Ave, Ave Maria FL 34142

4 bd · 3.5 ba · 3,985 sqft · $161/sqft · 1 DOM

Nearby listingSold · Aug ’25

$605,314

Nearby listing

4 bd · 3 ba · 3,959 sqft · $153/sqft

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4796 SOPHIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4796 SOPHIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4796 SOPHIA DRIVE FAQs

What would the monthly payment be for 4796 SOPHIA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,511/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4796 SOPHIA DRIVE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4796 SOPHIA DRIVE?+

The most recent tax bill on record (2025) was $9,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4796 SOPHIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ave Maria?+

At $1,450,000, this home is listed about 222% above the Ave Maria median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4796 SOPHIA DRIVE?+

Estates Elementary School (elementary), Palmetto Ridge High School (high), Corkscrew Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,450,000 runs 278% above the AVE MARIA 34142 median — but at 3,985 sqft it's also nearly twice the size of the typical Ave Maria listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

156 days on market against a Ave Maria median of 21 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Estates Elementary School, Palmetto Ridge High School, Corkscrew Middle School — Estates Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Maria Pereira. MLS #O6385409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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