
166 23RD AVENUE, VERO BEACH, FL, 32962
Active151 days on marketListed Feb 24, 2026MLS #O6385273
About this home
166 23RD AVENUE
Imagine life without the "cookie-cutter" compromise Nestled on the Vero mainland, this isn't just a house; it’s a retreat designed for those who value character and room to breathe. While much of Florida feels crowded, this property offers a rare tropical paradise where mornings begin with rustling palms and evenings are spent entertaining under the stars. A Home with Soul & Character Step through the foyer and feel the warmth. Unlike modern builds that can feel cold and repetitive, this living space is anchored by a magnificent wood-burning stone fireplace—the ultimate centerpiece for cozy Florida winters. Look up to find natural wood plank ceilings and custom finishes that lend a rustic elegance you won't find in a standard subdivision. Chef’s Kitchen: A masterclass in detail featuring granite countertops, high-end stainless steel, and custom-lit cabinetry that illuminates the tumbled marble backsplash. The Entertainer’s Lanai: Slide back the doors to the heartbeat of the home. An enormous covered, screened lanai featuring a shimmering Diamond Brite pool—perfect for summer BBQs and year-round relaxation. The Rarest Opportunity: A Double-Lot Estate Perhaps the most incredible feature is the additional full-size buildable lot included with the home. In a market where privacy is the ultimate luxury, this adjacent land offers endless potential: Ultimate Privacy: Maintain your sprawling, one-acre tropical estate. Future Expansion: Perfect for a detached guest house, "mother-in-law" suite, or professional studio. Savvy Investment: Build a second home to sell or hold the land for future appreciation. Functional Luxury & Storage This home is as practical as it is beautiful. The oversized master suite features three closets, while the 2.5-car garage and separate workshop provide ample space for boats, motorcycles, or a high-end hobby shop. Property Quick-Facts: Location: Mainland Vero Beach (10-15 mins to the beach—no high-rises, no rush!) The Build: 3 Bed / 2 Bath | 1,520 Sq. Ft. of pure charm. The Land: Includes a Second Buildable Lot. Garage: 2.5 Car + Separate Workshop. Key Features: Stone Fireplace, Wood Ceilings, Granite Kitchen, Screened Pool. Don't settle for ordinary. Experience the true character of Vero Beach. ---
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,518
Sqft
0.23 ac
Lot size
2
Garage
1982
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$309 vs $245
Days on market
151 vs 30 typical
Where $309/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 4th St
Get to know Vero Beach. See the full Vero Beach guide →
4th St — neighborhood snapshot
Population
1,342
Median age
44
Median income
$81,344
Median home value
$284,527
Avg household
3
Households w/ children
107
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
61 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 166 23RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$280,000
1760 TEE DEE LANE · same community
4 bd · 2 ba · 1,610 sqft · $174/sqft · 94 DOM
Sold · May ’26$370,000
341 11th Avenue, Vero Beach FL 32962 · same community
3 bd · 2 ba · 1,382 sqft · $268/sqft · 90 DOM
Sold · Oct ’25$350,000
Nearby listing · same community
3 bd · 2 ba · 1,378 sqft · $254/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 166 23RD AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 166 23RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
166 23RD AVENUE FAQs
What would the monthly payment be for 166 23RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 166 23RD AVENUE?+
The most recent tax bill on record (2025) was $4,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 166 23RD AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $469,000, this home is listed about 40% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 166 23RD AVENUE?+
Citrus Elementary School (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 171% above the VERO BEACH 32962 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
151 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6385273.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Vero Beach homes, in your inbox
Like 166 23RD AVENUE but not quite? A daily digest of every new listing in Vero Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →

