David Ramirez
$577,7774 bd2 ba2,109 sqft$274 /sqft$3,951 /mo all-in ↓

1673 SUTTONSET TRAIL, ZEPHYRHILLS, FL, 33541

Active162 days on marketListed Feb 23, 2026MLS #O6384771

New constructionSingle Family ResidenceTWO RIVERS PRCL B3

About this home

1673 SUTTONSET TRAIL

Seller is motivated and willing to contribute up to $15,000 toward buyer’s closing costs (subject to terms and lender approval). This 2025-built M/I Homes Newport II floor plan (Elevation B) is located in the desirable Shortgrass community of Zephyrhills and offers 4 bedrooms, 2 bathrooms, and 2,109 sq ft of thoughtfully designed living space. Gently lived in since its July 2025 purchase, this home shows like new. Upon entry, a versatile flex room off the foyer provides the perfect space for a home office, formal dining, or additional living area. The open-concept, single-story layout flows seamlessly into the main living space, ideal for both everyday living and entertaining. The gourmet kitchen features sleek countertops, ample cabinetry, high-end appliances, and refrigerator included, offering both style and functionality. The owner’s suite includes a private en-suite bathroom and spacious walk-in closet. Three additional bedrooms are well-sized and flexible for guests or family needs. Enjoy outdoor living on the screened-in, extended 30’ x 16’ lanai, overlooking a peaceful pond view with no rear neighbors—perfect for relaxing or entertaining. Additional features include a 2-car garage and a backyard setting that enhances privacy and tranquility. Located near shopping, dining, and major roadways, this home combines modern construction with scenic surroundings.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,109

Sqft

0.22 ac

Lot size

2

Garage

2025

Year built

One

Levels

$274

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Freezer · Microwave · Refrigerator
InteriorCeiling Fan(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
FacesNortheast
ExteriorIrrigation System

Community & fees

HOA fee$71/mo
Taxes (2025)$4,624/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Connected · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,951 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,118
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$385
HOA fee — from the listing$71
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,778Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,778
Interest rate6.00%
Loan term

Estimated payment

$3,951/mo

Principal & interest$3,118
PMI (est., until 20% equity)$217
Property taxes (actual bill)$385
HOA / condo fee$71
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $578K
$379KedgeAI estimate $431,977 · range $395K$469K$601K

vs edgeAI estimate

+33.8%

$/sqft vs Zephyrhills actives

$274 vs $170

Days on market

162 vs 45 typical

Where $274/sqft sits among the 400 Zephyrhills actives

60
95
97
89
36
23 · this home
$106–134$134–162$162–190$190–218$218–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 1673 SUTTONSET TRAIL

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)50 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

204 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Feb 23, 2026Listed at $577,777 · 162 days on market since
2025Built · TWO RIVERS PRCL B3

Reality check

What actually sold near 1673 SUTTONSET TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1694 DRUMMOND POINTSold · Jul ’26

$705,000

1694 DRUMMOND POINT · same community

5 bd · 4 ba · 3,581 sqft · $197/sqft · 8 DOM

1654 SUTTONSET TRAILSold · Jun ’26

$479,320

1654 SUTTONSET TRAIL

3 bd · 2 ba · 2,109 sqft · $227/sqft · 90 DOM

34724 LOWERY TRAILSold · Feb ’26

$606,220

34724 LOWERY TRAIL

4 bd · 3 ba · 2,257 sqft · $269/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1673 SUTTONSET TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1673 SUTTONSET TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1673 SUTTONSET TRAIL FAQs

What would the monthly payment be for 1673 SUTTONSET TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,951/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1673 SUTTONSET TRAIL?+

The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1673 SUTTONSET TRAIL?+

The most recent tax bill on record (2025) was $4,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1673 SUTTONSET TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $577,777, this home is listed about 81% above the Zephyrhills median of $319,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1673 SUTTONSET TRAIL?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 CARIOTI · Anastacha Constant. MLS #O6384771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1673 SUTTONSET TRAIL, ZEPHYRHILLS, FL — 4 Bed, 2 Bath — $577,777 | CENTURY 21 Edge