6911 BEARGRASS ROAD, HARMONY, FL, 34773
Active149 days on marketListed Feb 21, 2026MLS #O6384577
About this home
6911 BEARGRASS ROAD
Charming modern Southern-style two-story home with double front porches and incredible curb appeal! The CDD is included in the total tax amount for your convenience. Nestled beneath mature shade trees, this beautifully maintained 3-bedroom, 2.5-bath home offers classic architectural style with inviting outdoor spaces on both levels—including a second-floor porch with private bedroom access. Enjoy relaxing mornings on the covered balcony or evenings in the screened-in pool enclosure with a covered lounge area, and fully fenced backyard perfect for entertaining or simply floating in your pool. Newly added brick patios in the backyard provide even more space for outdoor enjoyment. Inside, you’ll find updated lighting fixtures and ceiling fans, all-new kitchen appliances, plantation shutters throughout, updated baths. 2018 new roof and gutters including Bulldog Leaf Guards for added peace of mind-2019 exterior paint. Located within one block distance to a top-rated elementary school, with golf cart-friendly access to the middle and high schools through a nearby tunnel. Enjoy the Harmony lifestyle with access to a beautiful park and playground with splash pad, basketball court, ping pong table, sand volleyball court, two resort-style pools, dog parks, fitness center, coffee shop, and restaurants. Residents can also book complimentary pontoon boat, kayak, or bass boat rentals for the day—or cast a line from one of the many community docks. This home in the heart of original harmony is less than two blocks from Harmony Park and the lakefront. Harmony is a short drive to major highways—FL Turnpike, Hwy 417, I-95, and 528—all within approximately 20–35 minutes, with convenient access to Lake Nona Medical City and the east coast beaches. Style, updates, and resort-style amenities—this one checks all the boxes! **Buyer to verify all room measurements**
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,366
Sqft
0.12 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,557 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,557/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Harmony actives
$186 vs $204
Days on market
149 vs 69 typical
Where $186/sqft sits among the 50 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Get to know Harmony. See the full Harmony guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
25 of 50
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 6911 BEARGRASS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$655,000
3329 SCHOOLHOUSE ROAD · same community
4 bd · 4.5 ba · 3,562 sqft · $184/sqft · 39 DOM
Sold · Jan ’26$430,000
3345 SAGEBRUSH STREET
3 bd · 3 ba · 2,355 sqft · $183/sqft · 75 DOM
Sold · Oct ’25$446,500
3397 SAGEBRUSH STREET
3 bd · 3 ba · 2,355 sqft · $190/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6911 BEARGRASS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6911 BEARGRASS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6911 BEARGRASS ROAD FAQs
What would the monthly payment be for 6911 BEARGRASS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,557/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6911 BEARGRASS ROAD?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6911 BEARGRASS ROAD?+
The most recent tax bill on record (2025) was $7,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6911 BEARGRASS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $439,000, this home is listed about 11% above the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6911 BEARGRASS ROAD?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$439,000 runs 43% above the HARMONY 34773 median — but at 2,366 sqft it's also 24% larger than the typical Harmony listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
149 days on market against a Harmony median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $450,000, now $439,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Jamie Andrychowski. MLS #O6384577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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