828 MIDDLETON STREET, DEBARY, FL, 32713
Active162 days on marketListed Feb 21, 2026MLS #O6384561
About this home
828 MIDDLETON STREET
Welcome home to this beautiful 3 bedroom, 2 bath home located in a sought after community built by K. Hovnanian Homes, where quality craftsmanship truly shows. Step inside through the upgraded 8-foot entrance door into a bright, open layout featuring elegant tray ceilings in both the dining and living areas. Wood-look tile flows seamlessly through the main living spaces, complemented by upgraded baseboards for a refined finish. All bedrooms feature upgraded carpet with premium padding for added comfort. The gourmet kitchen features glass-front cabinetry, a wall oven and microwave, upgraded quartz countertops, and a matte finish faucet and sink. The upgraded kitchen island with custom wood paneling adds warmth and character, perfect for entertaining. Luxurious chandeliers and pendant lighting throughout the home elevate every space with style and sophistication. The primary suite offers a spa-like retreat with upgraded wall tile extending to the ceiling and a sleek matte finish framed glass shower enclosure. The second bathroom also features upgraded tile to the ceiling, maintaining the home’s cohesive, upscale design. Every detail in this home has been carefully selected to combine elegance, comfort, and modern style , a true MOVE- IN ready gem. Community amenities include pool and club house. Conveniently located with easy access to Interstate 4, US 17-92 and the SunRail, commuting is effortless while still enjoying the comfort of a peaceful community setting. 10 minutes from Blue Springs State Park, 25-30 minutes away from Downtown Orlando, minutes away from the Spring to Spring Trail at Lake Monroe Park. This home offers a blend of nature and conveniences, call today for your showing !
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,530
Sqft
0.09 ac
Lot size
2
Garage
2023
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,931 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,931/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs Debary actives
$247 vs $204
Days on market
162 vs 31 typical
Where $247/sqft sits among the 104 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
43 of 104
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 828 MIDDLETON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$330,000
730 RIVINGTON AVENUE · same community
3 bd · 2.5 ba · 1,998 sqft · $165/sqft · 246 DOM
Sold · Mar ’26$485,000
731 FIREROCK LANE · same community
4 bd · 3 ba · 2,500 sqft · $194/sqft · 16 DOM
Sold · Jul ’26$453,000
779 FIREROCK LANE · same community
4 bd · 3.5 ba · 2,759 sqft · $164/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 828 MIDDLETON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 828 MIDDLETON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
828 MIDDLETON STREET FAQs
What would the monthly payment be for 828 MIDDLETON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,931/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 828 MIDDLETON STREET?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 828 MIDDLETON STREET?+
The most recent tax bill on record (2025) was $4,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 828 MIDDLETON STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $378,000, this home is listed about 3% below the Debary median of $389,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$378,000 runs 23% above the DEBARY 32713 median.
02Time on market is leverage
162 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $380,000, now $378,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Nadia Burza. MLS #O6384561.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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